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Who is eligible for a loan against property?

Parameters Salaried Self Employed Professionals Self Employed Non Professionals (Indviduals) Non Individuals
Segment Working in MNC / Public Ltd. Co/ Large Pvt. Ltd. Co./State Govt/ Central Govt. / PSU Doctors, Architects, Chartered Accountants Traders, Retailers and wholesalers Firm, Pvt Ltd , Public
Age Minimum- 25 Years
Maximum- 60 Years at loan maturity
Minimum- 25 Years
Maximum- 60 Years at loan maturity
Minimum- 25 Years
Maximum- 60 Years at loan maturity
N/A
Income p.a. Rs 2,40,000 Rs 2,50,000 Rs 2,50,000 Rs 3,00,000
Occupational Stability Minimum 3 Years Minimum 3 Years Minimum 3 Years Minimum 3 Years ( with 2 years cash profit)
 

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