Frequently Asked Questions on Consumer Durable Loans

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A consumer durable loan is a financing option available for the purchase of consumer durables such as household appliances, electronic gadgets etc. We also provide Consumer Durable loans for Jewellery, furniture and other lifestyle products.

You can choose from flexible tenor options ranging from 6 to 36 months.

You need to provide your PAN Card, Aadhaar Card, Cancelled cheque & an ECS mandate for loans below Rs. 25,000.

 

For loans above Rs. 25,000, we would need your Income proof, Employee ID of the company you're working in, ITR/Bank statements etc. and other documents which may be required based on the credit decisioning process.

Yes. In Consumer Durable loans, the interest compoenent is subvented by the Manufacturer to the financier directly and hence, the financier provides the loan at 0% interest.

Walk into the nearest dealership along with the required documentation. You can also apply for a Consumer Durable Loan via our call centre - 1800 209 6060.

 
Disclaimer:
Consumer Durable Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion.

Important Information

Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.

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