Consumer Durable Loans

Consumer Durable loan* is a finance option for purchase of household items like Washing Machines, Refrigerators, AC, Color TV, LCD, Microwaves etc. At Tata Capital we also fund furniture / Jewelry and lifestyle product under consumer durable loan which is also interest free.

We offer certain finance schemes wherein the interest is subvented by the manufacturer or the retailer as the case may be. For other products / schemes where manufacturer or dealer does not  we charge our regular rate of interest.


Why choose Consumer Durable loans from TCFSL?

Tata Capital fulfills your aspiration to upgrade your lifestyle with the following features which is hassle free. Now take home your dream product with 5 minutes with Tata Capital Consumer Durable loan.


  • On-spot approvals
  • 0% interest and minimal documentation
  • Enhanced loan limit upto Rs 5 lacs and tenure upto 36 months
  • No hidden charges, NIL foreclosure charges
  • Enhanced approved limits for applicants desirous of availing finance of Credit Life Insurance / Extra Warranty.


Products Covered Under Finance Options**:

The product categories covered under our consumer durable loans are:

Digital Non Digital Others
Smartphone LED TV Health & Beauty Packages
Desktop Dish Washer Skin Care Packages
Laptop Refreigerator Furniture
Printer Air Conditioner Jewellery
Tablet Washing Machine  
Projector Vacuum Cleaners  
Camera Kitchen Appliances  
Camera + Lens Audio/Home Theatre Systems  
Monitor Microwave  

** Schemes may differ from brand to brand and also among product type.

Consumer Durable Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion.

Important Information

Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.

Click here to read the advisory