Click the "Allow" button to receive notification
We're constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.All You Have To Do Is Click On "Allow".
We have eliminated any stress involved around the application process for consumer durable loan by designing a product that is totally hassle-free. It’s simple. It’s quick. Here’s what you need to do:
Check your eligibility
Select your loan amount and tenure
Submit your application
Briefly explained below are some of the features and advantages that Tata Capital’s consumer durable loans offer.
Quick loan approval: Our instant loan approval system ensures that borrowers can purchase the latest premium electronics and home appliances right away, without any delay on account of lack of funds.
Minimal documentation: To apply for a consumer durable loan from Tata Capital, interested borrowers are required to only provide minimal documentation. We only ask for the borrower’s basic KYC documents.
Pre-approved EMI card: Existing customers are automatically eligible for a pre-approved EMI card.
Zero interest: Apart from an advance EMI and a nominal processing fee, Tata Capital does not levy any interest on consumer durable loans.
Zero foreclosure charges: Foreclosure of a consumer durable loan can be done at any point in time after the first EMI has been paid. We charge no additional penalties or charges for foreclosure.
Special offer from group companies: Existing customers also get to enjoy a host of exclusive offers from group companies like Tata Sky and Star Bazaar.
Salaried employees aged between 21 years and 60 years can apply for a consumer durable loan from Tata Capital. Self-employed individuals in the age group between 21 years and 65 years are also eligible to apply for this loan.
The amount of loan you can avail ranges from ₹10,000 to ₹5,00,000, while the repayment tenure varies from 6 months to 24 months.
You’re free to choose a repayment tenure that’s convenient for you. The tenure can be as short as 6 months, or as long as 24 months. The longer the repayment tenure, the lower the EMIfor consumer durable loan. So, choose your tenure with which you are comfortable.
Tata Capital ensures that your approval process is carried out as quickly as possible. To eliminate any and all inconvenience for applicants, we provide instant, on-the-spot loan approval for borrowings up to ₹1,50,000.
Don’t let finances keep you from bringing your dream smartphone home. Get quick and easy Tata Capital Consumer Durable Loans and fund your brand-new phone purchase seamlessly.Know More
Purchase the latest laptops on the market with Tata Capital’s Consumer Durable Loans. Upgrade your professional lifestyle instantly with quick loan approvals and flexible EMI options at Tata Capital.Know More
Eyeing the latest electronic gadgets but high price tags holding you back? Tata Capital Consumer Durable Loans help you own modern gadgets and bring them home in no time.Know More
Looking to bring the latest appliances home? Tata Capital makes it easy to own modern appliances without leaving a dent in your savings. Choose our Consumer Durable Loan to get closer to the lifestyle you desire.Know More
Upgrade your lifestyle and refresh your daily entertainment experience with the best televisions on the market. Tata Capital makes it happen for you, in no time. Choose our Consumer Durable Loans for quick funding and flexible repayment options.Know More
WHY CHOOSE US
Click the ‘Continue’ button to proceed
Be Investment ready in minutes by signing up with the Tata Capital Moneyfy app. We are here to make mutual fund investments simpler for you.
Looking for a seamless loan experience? Get the Tata Capital Loan App and Apply for loans, Download Account Statement/Certificates, Track your requests & much more.