{"id":39142,"date":"2024-02-14T11:43:08","date_gmt":"2024-02-14T11:43:08","guid":{"rendered":"https:\/\/www.tatacapital.com\/blog\/?p=39142"},"modified":"2026-01-16T12:53:07","modified_gmt":"2026-01-16T07:23:07","slug":"what-are-housing-finance-companies","status":"publish","type":"post","link":"https:\/\/www.tatacapital.com\/blog\/loan-for-home\/what-are-housing-finance-companies\/","title":{"rendered":"List of housing finance companies in India"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>Houses hold an aspirational value in Indian society, setting a benchmark for an individual\u2019s success. As a result, this aspirational value often leads people to set out on the quest to finance their own home, the moment they have a steady income.&nbsp;<\/p>\n\n\n\n<p>Home loans are typically the go-to option to finance this dream purchase. However, not everyone can meet the eligibility criteria set by traditional financial institutions. When met with multiple rejections, many form the misconception that owning a house is not meant for everybody.&nbsp;<\/p>\n\n\n\n<p>This is where Housing Finance Companies emerge as a possible credit avenue. These <a href=\"https:\/\/www.tatacapital.com\/home-loan.html\">home loan<\/a> companies are known to have flexible eligibility criteria, helping you finance your property purchase without a hitch.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Interested in knowing more about HFCs? Read on as we discuss these entities in detail, comparing them with banks, and exploring their advantages and disadvantages.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What is a housing finance company?<\/h2>\n\n\n\n<p>Housing Finance Companies, or HFCs, are entities <s>that are<\/s> governed by the Companies Act 1956. These entities were initially regulated by the National Housing Bank (NHB). However, the regulatory power was later shifted to the RBI in 2019.&nbsp;<\/p>\n\n\n\n<p>Initially, they were introduced to address the increasing housing loan demands by extending credit facilities to a diverse range of income groups. However, today these corporates have become a significant source of home loans.&nbsp;<\/p>\n\n\n\n<p>As of now, HFCs have managed to surpass banks in <a href=\"https:\/\/www.tatacapital.com\/blog\/loan-for-home\/a-guide-on-home-loan-disbursement-process\/\">terms of loan disbursement<\/a> volume. This is mostly due to their flexible lending practices. Today, increased popularity and growth in demand have led to the operation of more than 25 home loan companies in India.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">List of the best housing finance companies in India<\/h2>\n\n\n\n<p>Looking to finance your dream home? Here\u2019s a list of the top housing finance companies in India known for competitive rates, flexible terms, and reliable customer service.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">List of HFCs in India allowed to accept public deposits<\/h3>\n\n\n\n<ul>\n<li>Aadhar Housing Finance Ltd. (formerly DHFL Vysya)<\/li>\n\n\n\n<li>Can Fin Homes Ltd.<\/li>\n\n\n\n<li>Cent Bank Home Finance Ltd.<\/li>\n\n\n\n<li>HUDCO<\/li>\n\n\n\n<li>ICICI Home Finance Ltd.<\/li>\n\n\n\n<li>LIC Housing Finance Ltd.<\/li>\n\n\n\n<li>Manipal Housing Finance Syndicate Ltd.<\/li>\n\n\n\n<li>PNB Housing Finance Ltd.<\/li>\n\n\n\n<li>Sundaram Home Finance Ltd.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">List of HFCs allowed only those public deposits that have been approved by the National Housing Bank (NHB)<\/h4>\n\n\n\n<ul>\n<li>GIC Housing Finance Limited \u2013 A subsidiary of GIC, it provides a wide range of housing loan solutions across India.<\/li>\n\n\n\n<li>Ind Bank Housing Limited \u2013 Promoted by Indian Bank, it caters to affordable housing needs with a focus on salaried and self-employed individuals.<\/li>\n\n\n\n<li>National Trust Housing Finance Limited \u2013 Based in Chennai, it provides housing finance to lower and middle-income groups.<\/li>\n\n\n\n<li>REPCO Home Finance Limited \u2013 A government-promoted company offering loans primarily in South India, known for quick approvals and flexible repayment options.<\/li>\n\n\n\n<li>Saral Home Finance Limited (Formerly Vishwakriya Housing Finance Limited) \u2013 Rebranded to expand reach, it focuses on financial inclusion by offering simple, transparent housing loan products to underserved communities.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">List of housing finance companies not eligible for accepting public deposits<\/h3>\n\n\n\n<ul>\n<li>Adani Housing Finance Private Limited<\/li>\n\n\n\n<li>Aditya Birla Housing Finance Limited&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/li>\n\n\n\n<li>AGRIM Housing Finance Private Limited<\/li>\n\n\n\n<li>Aham Housing Finance Private Limited&nbsp;&nbsp;&nbsp;<\/li>\n\n\n\n<li>Altum Credo Home Finance Private Limited<\/li>\n\n\n\n<li>Anand Housing Finance Private Limited&nbsp;&nbsp;<\/li>\n\n\n\n<li>APAC Housing Finance Private Limited<\/li>\n\n\n\n<li>Aviom India Housing Finance Private Limited<\/li>\n\n\n\n<li>Baid Housing Finance Private Limited&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/li>\n\n\n\n<li>Capri Global Housing Finance Limited<\/li>\n\n\n\n<li>Capital India Home Loans Limited<\/li>\n\n\n\n<li>Motilal Oswal Home Finance Limited<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Compare the interest rates of the top housing finance companies in India<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Name of Lender<\/td><td>Up to Rs. 30 Lakhs<\/td><td>Above Rs. 30 Lakhs &amp; Up to Rs. 75 Lakhs<\/td><td>Above Rs. 75 Lakhs<\/td><\/tr><tr><td><a href=\"https:\/\/www.tatacapital.com\/tchfl.html\">Tata Capital Housing Finance<\/a><\/td><td>8.75% onwards<\/td><td>8.75% onwards<\/td><td>8.75% onwards<\/td><\/tr><tr><td>LIC Housing Finance<\/td><td>8.25% onwards<\/td><td>8.25% onwards<\/td><td>8.25% onwards<\/td><\/tr><tr><td>Bajaj Housing Finance<\/td><td>8.25% onwards<\/td><td>8.25% onwards<\/td><td>8.25% onwards<\/td><\/tr><tr><td>PNB Housing Finance<\/td><td>8.50% \u2013 14.50%<\/td><td>8.50% \u2013 14.50%<\/td><td>8.50% \u2013 11.45%<\/td><\/tr><tr><td>Repco Home Finance<\/td><td>9.60% onwards<\/td><td>9.60% onwards<\/td><td>9.60% onwards<\/td><\/tr><tr><td>GIC Housing Finance<\/td><td>8.80% onwards<\/td><td>8.80% onwards<\/td><td>8.80% onwards<\/td><\/tr><tr><td>Sammaan Capital (Formerly known as Indiabulls Housing Finance)<\/td><td>8.75% onwards<\/td><td>8.75% onwards<\/td><td>8.75% onwards<\/td><\/tr><tr><td>Aditya Birla Capital<\/td><td>8.60% onwards<\/td><td>8.60% onwards<\/td><td>8.60% onwards<\/td><\/tr><tr><td>ICICI Home Finance<\/td><td>9.30% onwards<\/td><td>9.30% onwards<\/td><td>9.30% onwards<\/td><\/tr><tr><td>Godrej Housing Finance<\/td><td>8.55% onwards<\/td><td>8.55% onwards<\/td><td>8.55% onwards<\/td><\/tr><tr><td>L&amp;T Finance<\/td><td>8.65% onwards<\/td><td>8.65% onwards<\/td><td>8.65% onwards<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Top housing finance companies in India<\/h2>\n\n\n\n<p>Here are some of the top housing finance companies in India known for their reliability, customer service, and competitive home loan offerings.<\/p>\n\n\n\n<p>LIC Housing Finance<\/p>\n\n\n\n<p>LIC Housing Finance, an associate of Life Insurance Corporation of India, offers home loan schemes tailored for salaried, self-employed, and pensioners with competitive interest rates.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Feature<\/td><td>Details<\/td><\/tr><tr><td>Interest Rate<\/td><td>8.25% onwards<\/td><\/tr><tr><td>Loan Amount (LTV)<\/td><td>Up to 90% of the property value<\/td><\/tr><tr><td>Tenure<\/td><td>Up to 30 years<\/td><\/tr><tr><td>Processing Charges<\/td><td>Flat Rs. 3,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>PNB Housing Finance<\/p>\n\n\n\n<p>PNB Housing Finance offers attractive home loan solutions with quick approvals, flexible repayment options, and a strong presence across urban and semi-urban India.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Feature<\/td><td>Details<\/td><\/tr><tr><td>Interest Rate<\/td><td>8.50% \u2013 14.50% p.a.<\/td><\/tr><tr><td>Loan Amount<\/td><td>Rs. 8 lakh onwards<\/td><\/tr><tr><td>LTV Ratio<\/td><td>Up to 90% of the property value<\/td><\/tr><tr><td>Loan Tenure<\/td><td>Up to 30 years<\/td><\/tr><tr><td>Processing Charges<\/td><td>Up to 1% of the loan amount + GST<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Tata Capital Housing Finance<\/p>\n\n\n\n<p>Tata Capital Housing Finance offers tailor-made home loan solutions with minimal paperwork and competitive interest rates to cater to modern homebuyers.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Feature<\/td><td>Details<\/td><\/tr><tr><td>Interest Rate<\/td><td>8.75% p.a. onwards<\/td><\/tr><tr><td>Loan Amount<\/td><td>Rs. 5 lakhs \u2013 Rs. 7.5 crores<\/td><\/tr><tr><td>Loan Tenure<\/td><td>Up to 30 years<\/td><\/tr><tr><td>Processing Charges<\/td><td>Up to 0.50%+GST<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Godrej Housing Finance<\/p>\n\n\n\n<p>Godrej Housing Finance provides affordable and flexible home loans, focusing on transparency and digital-first services for a seamless customer experience.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Feature<\/td><td>Details<\/td><\/tr><tr><td>Interest Rate<\/td><td>8.55% p.a. onwards<\/td><\/tr><tr><td>Loan Amount<\/td><td>As per the applicants\u2019 credit profile, subject to the caps on the LTV ratio set by the RBI<\/td><\/tr><tr><td>Loan Tenure<\/td><td>Up to 30 years<\/td><\/tr><tr><td>Processing Charges<\/td><td>3% of the loan amount<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Sammaan Capital<\/p>\n\n\n\n<p>Sammaan Capital focuses on making home ownership accessible to underserved segments through flexible loan structures and affordable EMI plans.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Feature<\/td><td>Details<\/td><\/tr><tr><td>Interest Rate<\/td><td>8.75% p.a. onwards<\/td><\/tr><tr><td>Loan Tenure<\/td><td>Up to 15 years<\/td><\/tr><tr><td>Processing Fees<\/td><td>0.50% onwards<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Piramal Capital &amp; Housing Finance<\/p>\n\n\n\n<p>Piramal offers innovative and personalized housing finance solutions across urban and semi-urban markets with an emphasis on affordable housing.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Feature<\/td><td>Details<\/td><\/tr><tr><td>Interest Rate<\/td><td>9.50% p.a. onwards<\/td><\/tr><tr><td>Loan Amount<\/td><td>75% to 90% of the property value<\/td><\/tr><tr><td>Loan Tenure<\/td><td>Up to 30 years<\/td><\/tr><tr><td>Processing Charges<\/td><td>Up to 1% of the loan amount<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Aditya Birla Housing Finance<\/p>\n\n\n\n<p>Aditya Birla Housing Finance provides home loans with a customer-first approach, fast disbursal, and options for both salaried and self-employed individuals.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Feature<\/td><td>Details<\/td><\/tr><tr><td>Interest Rate<\/td><td>8.60% p.a. onwards<\/td><\/tr><tr><td>Loan Amount<\/td><td>Up to 90% of the property value<\/td><\/tr><tr><td>Loan Tenure<\/td><td>Up to 30 years<\/td><\/tr><tr><td>Processing Charges<\/td><td>Up to 1% of the loan amount + GST<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>GIC Housing Finance<\/p>\n\n\n\n<p>GIC Housing Finance, promoted by General Insurance Corporation, delivers cost-effective home loans for individuals looking for property purchase or construction.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Feature<\/td><td>Details<\/td><\/tr><tr><td>Interest Rate<\/td><td>8.80% p.a. onwards<\/td><\/tr><tr><td>Loan Amount<\/td><td>75% to 90% of the property value<\/td><\/tr><tr><td>Loan Tenure<\/td><td>Up to 30 years or retirement age (60 yrs. for salaried and 70 yrs. for self-employed individuals)<\/td><\/tr><tr><td>Processing Charges<\/td><td>Rs. 3,000 + GST<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>ICICI Home Finance<\/p>\n\n\n\n<p>ICICI Home Finance, part of the ICICI Group, offers housing finance to salaried and self-employed individuals with easy eligibility and digital support.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Feature<\/td><td>Details<\/td><\/tr><tr><td>Interest Rate<\/td><td>9.30% p.a. onwards<\/td><\/tr><tr><td>Loan Amount<\/td><td>Rs. 3 lakhs \u2013 5 crores<\/td><\/tr><tr><td>Tenure<\/td><td>Up to 25 years<\/td><\/tr><tr><td>Processing Fees<\/td><td>0.75%-3%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Key differences between HFCs and banks<\/h2>\n\n\n\n<p>There are numerous differences between the operations of a bank and a housing finance company. The following table offers a glimpse into these differences:<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Criteria<\/td><td>Banks<\/td><td>Housing Finance Companies<\/td><\/tr><tr><td>Interest rates<\/td><td>They offer home loans at comparatively lower rates.<\/td><td>They have slightly higher interest rates for home loans.<\/td><\/tr><tr><td>Flexibility<\/td><td>Banks display limited flexibility, involving more comprehensive and rigorous documentation and processes.<\/td><td>HFCs facilitate greater flexibility, with streamlined procedures and less intensive paperwork requirements.<\/td><\/tr><tr><td>Credit facility<\/td><td>They provide hybrid term loan facilities based on consistent EMI payments and good credit scores.<\/td><td>HFCs do not offer hybrid term loan facilities or additional credit facilities on sanctioned loans.<\/td><\/tr><tr><td>Documentation<\/td><td>Banks are known for lengthier and more complex documentation procedures.<\/td><td>HFCs feature more efficient and faster documentation processes.<\/td><\/tr><tr><td>Disbursement time<\/td><td>Characterized by a longer processing time for loan disbursement<\/td><td>Recognized for quicker loan sanctioning and reduced processing time.<\/td><\/tr><tr><td>CIBIL score requirements<\/td><td>Banks adhere to strict CIBIL score criteria, often declining applicants with lower scores.<\/td><td>HFCs are known to offer some flexibility for applicants with lower scores.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Benefits of borrowing from a housing finance company<\/h2>\n\n\n\n<ul>\n<li>Specialized services<\/li>\n<\/ul>\n\n\n\n<p>HFCs focus primarily on home loans, offering tailored products and expert support to suit different borrower needs.<\/p>\n\n\n\n<ul>\n<li>Flexible eligibility<\/li>\n<\/ul>\n\n\n\n<p>Compared to banks, HFCs often have more lenient eligibility criteria, making it easier for self-employed or low-income applicants to get approved.<\/p>\n\n\n\n<ul>\n<li>Competitive interest rates<\/li>\n<\/ul>\n\n\n\n<p>Many housing finance companies offer attractive and competitive interest rates to make homeownership more affordable.<\/p>\n\n\n\n<ul>\n<li>Faster processing<\/li>\n<\/ul>\n\n\n\n<p>HFCs usually provide quicker loan approvals and disbursals, streamlining the home-buying process.<\/p>\n\n\n\n<ul>\n<li>Diverse loan products<\/li>\n<\/ul>\n\n\n\n<p>From home renovation loans to plot purchase loans, HFCs offer a variety of housing-related financial products.<\/p>\n\n\n\n<ul>\n<li>Customer-centric approach<\/li>\n<\/ul>\n\n\n\n<p>Their personalized service and focus on customer satisfaction often lead to a smoother borrowing experience.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Advantages of housing finance companies<\/h2>\n\n\n\n<p>HFCs offer a few unique set of advantages to their customers, enabling them to become one of the most sought-after entities for housing loan solutions. These include:<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Advantages<\/td><td>Reason<\/td><\/tr><tr><td>1. Specialization in housing finance<\/td><td>Housing finance companies have a focused expertise in housing finance. Since these companies are only limited to the housing segment, they possess in-depth knowledge and offer tailored solutions for housing-related financial needs. This specialization allows home buyers to experience informed and customized services.<\/td><\/tr><tr><td>2. Flexibility in loan approval<\/td><td>Housing finance companies are known for offering greater flexibility in the home loan approval process. This includes a more accommodating approach to credit score and income verification. Where traditional financial institutions usually have stringent eligibility criteria, HFCs emerge as a better and more beneficial alternative for borrowers facing loan rejections.<\/td><\/tr><tr><td>3. Serving lower-income segments<\/td><td>Usually, commercial banks are more inclined towards providing property financing solutions to individuals with a high credit score. This is because banks prefer applicants who are reliable and are less likely to default on loan repayment. Such a tendency leaves out a majority of the low-income segment. HFCs are known to reach out to this segment of the population by providing lenient home loan solutions. This accessibility helps promote house ownership among a broad spectrum of society.&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Disadvantages of housing finance companies<\/h2>\n\n\n\n<p>Similar to other entities, housing finance companies also have some disadvantages that customers should be wary of. These include:<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Disadvantages<\/td><td>Reason<\/td><\/tr><tr><td>1. Higher interest rates<\/td><td>HFCs are focused only on the housing segment of the nation. Such a hyper-focused nature of services leads to them charging a higher interest rate as compared to the ones offered by standard commercial banks. A higher interest rate can be a significant disadvantage to borrowers as it increases the overall loan amount significantly.<\/td><\/tr><tr><td>2. Limited financial products<\/td><td>HFCs have an edge over banks as they reach out to the low-income segment of the population. However, unlike traditional banks, HFCs offer a limited number of financial products and services. This puts them at a disadvantage since customers usually look for a one-stop shop for all of their financial needs.<\/td><\/tr><tr><td>3. Limited branch network<\/td><td>Many HFCs have fewer branches compared to banks, which can make it harder for customers to access in-person support or services.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">What should you opt for?<\/h2>\n\n\n\n<p>The final decision to opt for an entity between banks and HFCs depends on your individual needs and preferences. If you have an already established relationship with a bank and are meeting its eligibility requirements, opting for a bank will be more beneficial since these offer lower interest rates.<\/p>\n\n\n\n<p>On the other hand, if you are seeking flexibility in <a href=\"https:\/\/www.tatacapital.com\/personal-loan.html\">loan eligibility criteria<\/a> and are looking to secure a loan quickly and efficiently, HFCs are a good choice.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p>Housing finance companies play a pivotal role in the Indian housing sector by catering to the diverse needs of homebuyers. Owing to their flexible eligibility criteria, robust customer service, efficient documentation, and reduced processing time, HFCs have cemented their place as one of the best lending companies for home loans.&nbsp;<\/p>\n\n\n\n<p>That said, HFCs are not the only entities offering affordable and flexible home financing solutions. Non-Banking Financial Companies (NBFCs) are also known to be a good alternative for securing home loans.&nbsp;<\/p>\n\n\n\n<p>In the current housing segment, <a href=\"https:\/\/www.tatacapital.com\/\">Tata Capital<\/a> home loans emerge as the most attractive and affordable home financing solution. Known for its streamlined application process, swift approval, and instant loan disbursement, Tata Capital has cemented its name as one of the best <a href=\"https:\/\/www.tatacapital.com\/home-loan.html\">home loan<\/a> providers in India.&nbsp;Further, Tata Capital\u2019s <a href=\"https:\/\/www.tatacapital.com\/home-loan\/emi-calculator.html\">home loan EMI calculator<\/a> helps you plan your EMI and tenure with ease. Visit the Tata Capital website today!<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><a id=\"_msocom_1\"><\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.tatacapital.com\/home-loan.html\">Apply For Home Loan<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Houses hold an aspirational value in Indian society, setting a benchmark for an individual\u2019s success. As a result, this aspirational value often leads people to set out on the quest to finance their own home, the moment they have a steady income.&nbsp; Home loans are typically the go-to option to finance this dream purchase. However, [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":39144,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[25],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top housing finance companies in India 2026 | Tata Capital<\/title>\n<meta name=\"description\" content=\"Explore the latest list of housing finance companies in India 2025. 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