{"id":37288,"date":"2023-12-11T13:06:22","date_gmt":"2023-12-11T13:06:22","guid":{"rendered":"https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement-2\/"},"modified":"2026-07-14T19:16:41","modified_gmt":"2026-07-14T13:46:41","slug":"understanding-of-loan-statement","status":"publish","type":"post","link":"https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement\/","title":{"rendered":"Understanding the loan statement"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p><em>A loan statement comprises your loan account number, outstanding loan amount, interest rate, and payment records. It is basically a summary of your debt account. You can use it to file taxes, track repayment progress, and audit transactions. It also shares information about your past and upcoming Equated Monthly Installments (EMIs). Viewing your loan account statement is easy using the lender\u2019s mobile app or NetBanking portal. It takes only a few seconds. These platforms also offer the loan statement download option under the \u201cLoans\u201d or \u201cAccount Services\u201d sections. <\/em><strong><\/strong><\/p>\n\n\n\n<p>A loan account statement provides vital information about your debt account from disbursal to closure. It helps in tracking your financial health and is often used for filing taxes or refinancing.<\/p>\n\n\n\n<p>Loan statements are like financial roadmaps. They guide borrowers through the journey of repaying their loans. The detailed document shares everything about your loan account, including:<\/p>\n\n\n\n<ol start=\"1\">\n<li>Loan account number<\/li>\n\n\n\n<li>Original loan amount<\/li>\n\n\n\n<li>Current outstanding balance<\/li>\n\n\n\n<li>Applicable interest rates &#8211; fixed or floating<\/li>\n\n\n\n<li>Processing fees or prepayment charges<\/li>\n\n\n\n<li>Monthly split of <a href=\"https:\/\/www.tatacapital.com\/personal-loan\/emi-calculator.html\">EMI<\/a> into principal and interest<\/li>\n\n\n\n<li>Transaction history, including payment dates, missed or bounced payments<\/li>\n<\/ol>\n\n\n\n<p>If you understand what a loan statement is and how to read it, you can manage your finances more responsibly and efficiently. It can help you avoid missed payments, track repayment progress, and secure tax benefits. However, some borrowers get overwhelmed by the numbers, terminology, and details present in the loan statement. This article helps you learn everything essential about this comprehensive document, also known as the loan EMI statement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is a loan statement? Meaning &amp; purpose<\/strong><\/h2>\n\n\n\n<p>A loan account statement is a comprehensive document that outlines all essential details of your loan. It serves as a financial snapshot of your loan terms and includes key figures, payments, and other important information.<\/p>\n\n\n\n<p>The document is vital for all types of loans, including a <a href=\"https:\/\/www.tatacapital.com\/home-loan.html\">home loan<\/a>, <a href=\"https:\/\/www.tatacapital.com\/personal-loan.html\">personal loan<\/a>, <a href=\"https:\/\/www.tatacapital.com\/vehicle-loan.html\">auto loan<\/a>, or any other type of borrowing. Here are some key components of a loan statement:<\/p>\n\n\n\n<ul>\n<li>Loan information such as the loan amount, interest rate, <a href=\"https:\/\/www.tatacapital.com\/loans.html\">type of loan<\/a>, and tenure.<\/li>\n\n\n\n<li>Monthly payment breakdown, including the principal amount, interest charges, and additional costs and fees.<\/li>\n\n\n\n<li>Your payment history, outstanding balance, and due dates.<\/li>\n<\/ul>\n\n\n\n<p>Borrowers must perform a loan statement check periodically. The simple habit lets you gain control over your finances and spot errors early on. If there are any EMI payments that have been recorded incorrectly or the outstanding balance is inaccurate, you can report it to the lender and request a correction. Spending a few minutes on a loan statement check can help you avoid bigger issues later.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the types of loan statements?<\/strong><\/h2>\n\n\n\n<p>Lenders issue different types of loan statements to borrowers. Each statement serves a different purpose. If you understand these documents, it can help you track your loan, plan repayments, and maintain accurate financial records. Let\u2019s explore each type below:<\/p>\n\n\n\n<ol start=\"1\">\n<li><strong>Loan Statement of Account (SOA):<\/strong> This is the most detailed loan statement. It records all loan transactions, including the loan amount disbursed, EMI payments, principal and interest paid, outstanding balance, prepayments, and any charges or penalties.<\/li>\n\n\n\n<li><strong>Loan amortization schedule:<\/strong> This statement shows your complete EMI repayment plan from the beginning to the end of the loan. It explains how each EMI is divided between principal and interest and tracks the remaining loan balance.<\/li>\n\n\n\n<li><strong>Interest\/tax certificate:<\/strong> This certificate is issued mainly for home and education loans. It shows the principal and interest paid during a financial year. It helps borrowers claim eligible tax benefits under the Income Tax Act, wherever applicable.<\/li>\n<\/ol>\n\n\n\n<p>Now that you understand what a loan statement is and its types, it\u2019s time to learn how to read one.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to read a loan statement: Key components &amp; details<\/strong><\/h2>\n\n\n\n<p>Reading and interpreting your loan statement can help you understand the health of your loan and ensure that you\u2019re on track with your payments. Here\u2019s a step-by-step guide on how to read a loan statement effectively:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 1: Review borrower information<\/strong><\/h3>\n\n\n\n<p>Start by verifying your personal information, including your name, contact details, and loan account number. Make sure that all information is accurate.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 2: Examine loan details<\/strong><\/h3>\n\n\n\n<p>Check the loan details section to review key information such as:<\/p>\n\n\n\n<ul>\n<li><strong>Loan amount:<\/strong> Confirm the initial amount borrowed. This amount does not include the interest you will be charged. It is the principal amount.&nbsp;<\/li>\n\n\n\n<li><strong>Interest rate:<\/strong> Lenders charge a fee for lending the money. This is known as the interest. It is calculated as a percentage of the loan amount.<\/li>\n\n\n\n<li><strong>Type of interest:<\/strong> Identify whether it\u2019s a fixed-rate or flexible-rate loan. Fixed rates remain constant throughout the <a href=\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/maximum-and-minimum-tenure-for-personal-loan\/\">loan tenure<\/a>, whereas floating rates change as per market conditions, the RBI\u2019s repo rate, and lenders\u2019 policies.<\/li>\n\n\n\n<li><strong>Loan tenure:<\/strong> Understand the duration of your loan. This is the time you get to repay the loan.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 3: Analyze the payment breakdown<\/strong><\/h3>\n\n\n\n<p>Pay attention to the payment breakdown on the loan EMI statement, which outlines your monthly payment:<\/p>\n\n\n\n<ul>\n<li><strong>Principal:<\/strong> The part of your EMI that goes toward reducing the original sum of money you borrowed.&nbsp;<\/li>\n\n\n\n<li><strong>Interest:<\/strong> The applicable interest rate on the principal amount.<\/li>\n\n\n\n<li><strong>Additional costs:<\/strong> Any extra fees or charges levied by the lender.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 4: Review transaction history<\/strong><\/h3>\n\n\n\n<p>Examine the transaction history section, which records all financial activity related to your loan:<\/p>\n\n\n\n<ul>\n<li><strong>Payment date:<\/strong> Check the date of each payment.<\/li>\n\n\n\n<li><strong>Payment amount:<\/strong> Verify the amount paid each month.<\/li>\n\n\n\n<li><strong>Principal and interest allocation:<\/strong> See how each payment is divided between the principal amount and interest charges.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 5: Understand interest calculation<\/strong><\/h3>\n\n\n\n<p>If your loan statement includes an interest calculation section, take note of the interest rate and calculation method. This will help you understand how interest accrues on your loan balance.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 6: Review your loan statement regularly<\/strong><\/h3>\n\n\n\n<p>Regularly compare your current loan statement with previous statements to monitor changes in your loan balance and interest paid. If you notice any errors, discrepancies, or unexpected changes, contact your lender immediately to resolve the issue.<\/p>\n\n\n\n<p>The following actionable points can make it easier for you to spot errors or discrepancies:<\/p>\n\n\n\n<ul>\n<li>Verify your personal details.<\/li>\n\n\n\n<li>Match EMI payments.<\/li>\n\n\n\n<li>Check the outstanding balance.<\/li>\n\n\n\n<li>Review the interest charged.<\/li>\n\n\n\n<li>Look for unexpected fees or penalties.<\/li>\n\n\n\n<li>Confirm prepayments.<\/li>\n\n\n\n<li>Check the EMI due dates.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to apply for and download your loan statement online?<\/strong><\/h2>\n\n\n\n<p>Here are the steps for a quick loan statement download:<\/p>\n\n\n\n<ul>\n<li>Visit the lender\u2019s website or mobile app to submit a loan statement application.<\/li>\n\n\n\n<li>Log in to your account using your registered mobile number or email address. You will receive a One-Time Password (OTP), which you need to enter to verify your identity. If you are using the mobile app, you can log in using your credentials and PIN.<\/li>\n\n\n\n<li>Once you are logged in, go to the loans section. This area shows all your current and past loans in one place.<\/li>\n\n\n\n<li>Select the loan for which you want to submit a loan statement application. You may need to provide the Loan Account Number (LAN) if it isn\u2019t appearing already.<\/li>\n\n\n\n<li>After opening the loan details, select loan statement download.<\/li>\n<\/ul>\n\n\n\n<p>The loan statement download is usually completed in a few seconds, after which you can view, save, or print it. Since you are handling sensitive financial data while accessing your banking mobile app or website, make sure you use a secure network and download encrypted\/password-protected files. This is essential to protect your privacy and security. Make sure you don\u2019t share unmasked statements and always protect your personal device against malware. <strong><em><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why does checking and understanding your loan account statement matter?<\/strong><\/h2>\n\n\n\n<p>A quick loan statement check can provide you with complete transparency about your loan, including the terms, payment breakdown, and financial transactions. This makes it easier to understand exactly what you are paying for and how your payments are allocated.<\/p>\n\n\n\n<p>Moreover, regularly reviewing your loan statement allows you to verify the accuracy of the information. This includes confirming that your personal details are correct and that all payments and adjustments are accurately recorded.<\/p>\n\n\n\n<p>Understanding your loan statement is a critical component of your long-term financial health. Periodic loan statement checks can help you manage your debt responsibly and work toward achieving your financial goals. When you check your loan statement regularly, you can spot incorrect charges, missed EMI entries, or unexpected changes in your outstanding balance before they become costly problems. You can remain informed about your repayment progress, reducing the risk of unpleasant and last-minute financial surprises.<\/p>\n\n\n\n<p>So, take the important step today and review your loan statement every month. It helps you stay in control of your loan and address any discrepancies without delay.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the top mistakes to avoid when checking your loan statement?<\/strong><\/h2>\n\n\n\n<p>Conducting a loan statement check? Here\u2019s what you must avoid:<\/p>\n\n\n\n<ul>\n<li><strong>Not paying attention to the fees listed on your statement:<\/strong> Hidden or extra charges can increase the amount you owe.<\/li>\n\n\n\n<li><strong>Not reviewing your past transaction history:<\/strong> Statements can sometimes contain errors, so it is important to double-check everything.<\/li>\n\n\n\n<li><strong>Not verifying the interest rate:<\/strong> Make sure the rate shown matches what was agreed to in your loan terms.<\/li>\n\n\n\n<li><strong>Not checking your loan EMI statement regularly:<\/strong> Skipping reviews can lead to confusion and make it harder to catch issues early.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Keep your financial health in check with a loan statement<\/strong><\/h2>\n\n\n\n<p>A loan statement helps you track your repayments, monitor your outstanding balance, and verify that your loan account is accurate. Reviewing it regularly can prevent errors and support better financial planning.<\/p>\n\n\n\n<p>Understanding your loan statement helps you take control of your financial health. It allows you to manage your debt wisely, prevent financial pitfalls, and achieve your financial goals.<\/p>\n\n\n\n<p>Here\u2019s a quick checklist:<\/p>\n\n\n\n<ul>\n<li>Download your latest loan account statement.<\/li>\n\n\n\n<li>Verify EMI entries.<\/li>\n\n\n\n<li>Check interest and charges.<\/li>\n\n\n\n<li>Confirm outstanding balance.<\/li>\n\n\n\n<li>Report discrepancies promptly.<\/li>\n<\/ul>\n\n\n\n<p>So, don\u2019t view your loan statement as a daunting piece of paper or a digital record. Think of it as a valuable document that empowers you to navigate the complex world of loans and stay on top of your finances.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A loan statement comprises your loan account number, outstanding loan amount, interest rate, and payment records. It is basically a summary of your debt account. You can use it to file taxes, track repayment progress, and audit transactions. It also shares information about your past and upcoming Equated Monthly Installments (EMIs). Viewing your loan account [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":37289,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[123],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Loan statement explained: How to check, download &amp; understand your loan statement | Tata Capital<\/title>\n<meta name=\"description\" content=\"Understand what a loan statement is, how to check and download your loan EMI statement online, and how to manage your loan account statement effectively with Tata Capital.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan statement explained: How to check, download &amp; understand your loan statement | Tata Capital\" \/>\n<meta property=\"og:description\" content=\"Understand what a loan statement is, how to check and download your loan EMI statement online, and how to manage your loan account statement effectively with Tata Capital.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement\/\" \/>\n<meta property=\"og:site_name\" content=\"TATA Capital Blog\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-11T13:06:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-14T13:46:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2023\/12\/6577094f1f67f.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tata Capital\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tata Capital\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement\/\",\"url\":\"https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement\/\",\"name\":\"Loan statement explained: How to check, download & understand your loan statement | Tata Capital\",\"isPartOf\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#website\"},\"datePublished\":\"2023-12-11T13:06:22+00:00\",\"dateModified\":\"2026-07-14T13:46:41+00:00\",\"author\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/9cabfdd77865b3773bb08afb0169c58d\"},\"description\":\"Understand what a loan statement is, how to check and download your loan EMI statement online, and how to manage your loan account statement effectively with Tata Capital.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.tatacapital.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Understanding the loan statement\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#website\",\"url\":\"https:\/\/www.tatacapital.com\/blog\/\",\"name\":\"TATA Capital Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.tatacapital.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/9cabfdd77865b3773bb08afb0169c58d\",\"name\":\"Tata Capital\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e6d1af28ad6acd84628462f05f415cf2?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e6d1af28ad6acd84628462f05f415cf2?s=96&d=mm&r=g\",\"caption\":\"Tata Capital\"},\"url\":\"https:\/\/www.tatacapital.com\/blog\/author\/tata-capital\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Loan statement explained: How to check, download & understand your loan statement | Tata Capital","description":"Understand what a loan statement is, how to check and download your loan EMI statement online, and how to manage your loan account statement effectively with Tata Capital.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Loan statement explained: How to check, download & understand your loan statement | Tata Capital","og_description":"Understand what a loan statement is, how to check and download your loan EMI statement online, and how to manage your loan account statement effectively with Tata Capital.","og_url":"https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement\/","og_site_name":"TATA Capital Blog","article_published_time":"2023-12-11T13:06:22+00:00","article_modified_time":"2026-07-14T13:46:41+00:00","og_image":[{"url":"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2023\/12\/6577094f1f67f.png","width":1024,"height":1024,"type":"image\/png"}],"author":"Tata Capital","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Tata Capital","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement\/","url":"https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement\/","name":"Loan statement explained: How to check, download & understand your loan statement | Tata Capital","isPartOf":{"@id":"https:\/\/www.tatacapital.com\/blog\/#website"},"datePublished":"2023-12-11T13:06:22+00:00","dateModified":"2026-07-14T13:46:41+00:00","author":{"@id":"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/9cabfdd77865b3773bb08afb0169c58d"},"description":"Understand what a loan statement is, how to check and download your loan EMI statement online, and how to manage your loan account statement effectively with Tata Capital.","breadcrumb":{"@id":"https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.tatacapital.com\/blog\/shubh-chintak\/understanding-of-loan-statement\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.tatacapital.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Understanding the loan statement"}]},{"@type":"WebSite","@id":"https:\/\/www.tatacapital.com\/blog\/#website","url":"https:\/\/www.tatacapital.com\/blog\/","name":"TATA Capital Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tatacapital.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/9cabfdd77865b3773bb08afb0169c58d","name":"Tata Capital","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e6d1af28ad6acd84628462f05f415cf2?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e6d1af28ad6acd84628462f05f415cf2?s=96&d=mm&r=g","caption":"Tata Capital"},"url":"https:\/\/www.tatacapital.com\/blog\/author\/tata-capital\/"}]}},"featured_image_url":"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2023\/12\/6577094f1f67f.png","_links":{"self":[{"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/posts\/37288"}],"collection":[{"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/comments?post=37288"}],"version-history":[{"count":5,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/posts\/37288\/revisions"}],"predecessor-version":[{"id":54258,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/posts\/37288\/revisions\/54258"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/media\/37289"}],"wp:attachment":[{"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/media?parent=37288"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/categories?post=37288"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/tags?post=37288"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}