{"id":20731,"date":"2021-07-07T05:17:01","date_gmt":"2021-07-07T05:17:01","guid":{"rendered":"https:\/\/www.tatacapital.com\/blog\/?p=20731"},"modified":"2026-08-25T21:46:29","modified_gmt":"2026-08-25T16:16:29","slug":"what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it","status":"publish","type":"post","link":"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/","title":{"rendered":"What is a personal loan NOC? Meaning, importance &#038; loan closure certificate explained"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p><em>An NOC for a personal loan stands for No Objection Certificate. It is also known as a No Dues Certificate. A bank or lender issues a personal loan NOC to confirm that you have repaid your entire personal loan and don\u2019t owe any more money. It is essential to take an NOC for a loan from the lender, as it can protect you from legal trouble or false claims of unpaid debt in the future. The document helps clear your record so credit agencies can update your profile to show the loan is closed.<\/em><\/p>\n\n\n\n<p>Banks issue a personal loan NOC when you have repaid the entire loan and have no dues pending. The document helps your credit history and protects you from any false financial claims.<\/p>\n\n\n\n<p>Thanks to the internet, <a href=\"https:\/\/www.tatacapital.com\/personal-loan.html\">personal loans<\/a> are a lot easier to avail. You can apply online, quickly get your loan approved, receive the funds, and repay the amount in timely installments. Simple, isn\u2019t it?<\/p>\n\n\n\n<p>However, your journey doesn\u2019t end here. There is a critical step that many borrowers are guilty of overlooking. This involves taking care of the loan closure formalities. For this, you must collect a loan NOC letter from the lender.<\/p>\n\n\n\n<p>So, what is a personal loan NOC and why should you know about it? Let\u2019s find out.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is NOC for personal finance?<\/strong><\/h2>\n\n\n\n<p>A <a href=\"https:\/\/www.tatacapital.com\/blog\/generic\/what-is-noc\/\">No Objection Certificate<\/a> or NOC is a legal document denoting complete repayment of your loan amount. Also known as a \u2018No Dues Certificate\u2019, the NOC explicitly states that you have cleared all outstanding loan dues.<\/p>\n\n\n\n<p>Your lender issues the personal loan NOC letter at the end of your loan cycle and sends it to your designated address. It consists of important information, including loan details, your name, date of loan closure, property address, etc.<\/p>\n\n\n\n<p>Once you pay off your <a href=\"https:\/\/www.tatacapital.com\/personal-loan\/emi-calculator.html\">EMIs<\/a> and all loan-related charges, a NOC confirms that you have no further liability towards the lender. This signifies the formal closure of your loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Personal loan NOC vs loan closure certificate: What are the key differences?<\/strong><\/h2>\n\n\n\n<p>The following table highlights the differences between a personal loan NOC and a loan closure certificate.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Basis<\/strong><\/td><td><strong>Personal loan NOC<\/strong><\/td><td><strong>Loan closure certificate<\/strong><\/td><\/tr><tr><td>Purpose<\/td><td>Confirms the lender has no objection to closing the loan<\/td><td>Confirms that the loan has been fully repaid and closed<\/td><\/tr><tr><td>Outstanding dues<\/td><td>Indicates that no dues are pending<\/td><td>Confirms that all dues have been cleared<\/td><\/tr><tr><td>Use<\/td><td>Useful as proof when updating records or resolving disputes<\/td><td>Useful as official proof of loan closure<\/td><\/tr><tr><td>Issued by<\/td><td>Lender or financial institutions<\/td><td>Lender or financial institution<\/td><\/tr><tr><td>When received<\/td><td>Usually after the final payment and closure<\/td><td>Usually after the loan account is formally closed<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why is it important to get your NOC for a loan?<\/strong><\/h2>\n\n\n\n<ul>\n<li><strong>Safeguards your credit score<\/strong><\/li>\n<\/ul>\n\n\n\n<p>In case your repayment information isn\u2019t updated, it can severely harm your <a href=\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-creditworthiness\/\">creditworthiness<\/a>. This makes it difficult for you to get any loan in the future. On the flip side, a NOC reflects positively on your credit report. You can submit your loan NOC to credit bureaus like CIBIL or CRISIL, get your credit history updated, and ensure a good <a href=\"https:\/\/www.tatacapital.com\/check-credit-score.html\">credit score<\/a>.<\/p>\n\n\n\n<ul>\n<li><strong>Prevents legal repercussions<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Without the NOC, you run the risk of facing legal complications. In case of discrepancies, a lender might sue you for not repaying on time. And if you don\u2019t have any proof, the legal battle is unlikely to be in your favor. Even worse, you might have to pay an already paid amount.<\/p>\n\n\n\n<ul>\n<li><strong>Documents the paid amount<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Without the NOC, you don\u2019t have any record of your payments. It acts as legal proof that all outstanding dues are paid in full, and the borrower has no more repayment obligations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the key details included in a personal loan NOC letter?<\/strong><\/h2>\n\n\n\n<p>When reviewing a personal loan NOC format, it\u2019s crucial for one to know what to check in the NOC letter. These points will help you verify the personal loan NOC letter and avoid future discrepancies:<\/p>\n\n\n\n<ul>\n<li>Borrower\u2019s full name and correct personal details<\/li>\n\n\n\n<li>Loan account number and type of loan<\/li>\n\n\n\n<li>Date of loan closure and confirmation that the loan is fully repaid<\/li>\n\n\n\n<li>Statement confirming zero outstanding dues, penalties, or interest<\/li>\n\n\n\n<li>Release of any security or collateral associated with the loan<\/li>\n\n\n\n<li>Lender\u2019s official letterhead, stamp, and authorized signature<\/li>\n\n\n\n<li>Reference to the lender having no further claim on the borrower<\/li>\n<\/ul>\n\n\n\n<p>Lastly, it\u2019s important that you keep both physical and digital copies securely, as they may be required for future loans, property transactions, or credit score correction.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to obtain your personal loan NOC from Tata Capital?<\/strong><\/h2>\n\n\n\n<p>If you\u2019re wondering how to get a personal loan NOC from <a href=\"https:\/\/www.tatacapital.com\/\">Tata Capital<\/a>, here\u2019s the step-by-step guide to help you:<\/p>\n\n\n\n<p><strong>Step 1: Clear all dues<\/strong><\/p>\n\n\n\n<p>Ensure the personal loan for which you want to get a Tata Capital NOC is fully repaid, including any pending interest, penalties, or foreclosure charges. Confirm your outstanding balance through the Tata Capital customer portal or helpline.<\/p>\n\n\n\n<p><strong>Step 2: Submit a request<\/strong><\/p>\n\n\n\n<p>Once your account shows zero balance, apply for a NOC loan by raising a request via the Tata Capital website, email support, or by visiting the nearest branch. Keep your loan account number (LAN) handy.<\/p>\n\n\n\n<p><strong>Step 3: Verification and issuance<\/strong><\/p>\n\n\n\n<p>Tata Capital validates your closure details and then issues the Tata Capital NOC either digitally or as a hard copy. This may take a few working days.<\/p>\n\n\n\n<p><strong>Step 4: Store safely<\/strong><\/p>\n\n\n\n<p>Check all information for accuracy and keep the document securely for future reference.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Which documents are required to get a personal loan NOC?<\/strong><\/h2>\n\n\n\n<p>Lenders may ask you to submit a few basic documents when you request a personal loan NOC. The requirements can vary between lenders. Generally, you need to provide the following documents:<\/p>\n\n\n\n<ul>\n<li><strong>Loan account information:<\/strong> You must give the lender your loan account number and other loan details for identification.<\/li>\n\n\n\n<li><strong>Identity proof:<\/strong> Submit Aadhaar, PAN card, passport, or another valid ID if required.<\/li>\n\n\n\n<li><strong>Loan closure proof:<\/strong> You will need the final payment receipt or transaction confirmation as evidence for repayment.<\/li>\n\n\n\n<li><strong>Address proof:<\/strong> Some lenders may ask for a current address proof.<\/li>\n\n\n\n<li><strong>NOC request form:<\/strong> Complete the lender\u2019s prescribed request form, if applicable.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What to do if you lose your personal loan NOC?<\/strong><\/h2>\n\n\n\n<p>If you have lost your personal loan NOC, do not panic, as lenders can provide a duplicate copy after verification. Start by contacting customer support and explaining the situation. Most lenders require a written application stating the reason for requesting a duplicate loan NOC, along with identity proof and loan account details.<\/p>\n\n\n\n<p>Some lenders may ask for an indemnity bond on stamp paper to safeguard themselves from misuse, and a small processing fee might apply. Once verified, the lender will reissue a new NOC, usually within a few working days.<\/p>\n\n\n\n<p>It is wise to request a digital version as well, and to store multiple copies securely. Keeping organized records ensures you avoid future complications related to credit score updates or legal processes.<\/p>\n\n\n\n<p>The step-by-step process to follow if you lose your personal loan NOC is as follows:<\/p>\n\n\n\n<p><strong>Step 1: Check online portals first<\/strong><\/p>\n\n\n\n<p>Log in to your lender\u2019s website or mobile app. Look under loan statements, documents, or service requests to check if the NOC is available for download.<\/p>\n\n\n\n<p><strong>Step 2: Contact customer care<\/strong><\/p>\n\n\n\n<p>Call the lender\u2019s customer care and explain that you have lost your NOC. Keep your loan account number and personal details ready for verification.<\/p>\n\n\n\n<p><strong>Step 3: Submit a formal written request<\/strong><\/p>\n\n\n\n<p>If the NOC is not available online, submit a written request through email, the lender\u2019s portal, or branch. Mention your loan details and request a duplicate NOC. Keep the request acknowledgment for your records.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why must you recover your NOC?<\/strong><\/h2>\n\n\n\n<p>Recovering your personal loan NOC is important because it proves that you have cleared all your loan dues. You must keep this document safely even after the loan is closed. It can help you avoid problems with your credit report and future loan applications.<\/p>\n\n\n\n<ul>\n<li><strong>Proof of closure:<\/strong> It confirms that you have repaid the loan completely.<\/li>\n\n\n\n<li><strong>Credit report accuracy:<\/strong> It helps resolve incorrect loan status or outstanding dues.<\/li>\n\n\n\n<li><strong>Future borrowing:<\/strong> The NOC supports your application if a lender asks for closure proof.<\/li>\n\n\n\n<li><strong>Dispute protection:<\/strong> It provides useful evidence if any repayment-related issue arises later.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the consequences of not obtaining a personal loan NOC?<\/strong><\/h2>\n\n\n\n<p>Failing to secure a No Objection Certificate after completing loan repayment can create several challenges. Among the key no NOC consequences is the risk of your loan still appearing as active or overdue on your credit report. This can significantly lower your credit score. Your future loan applications may even get rejected or have higher interest rates.<\/p>\n\n\n\n<p>There can be operational issues without a loan NOC as well. For example, when selling property linked to a secured loan or verifying financial history for employment or visa applications. Therefore, promptly obtaining and safely storing your NOC is an essential step after completing repayment.<\/p>\n\n\n\n<p>The consequences of not obtaining a personal loan NOC are:<\/p>\n\n\n\n<ul>\n<li><strong>Inaccurate credit report (CIBIL score drop):<\/strong> If the loan is not marked as closed, your credit report may show outstanding dues, potentially lowering your CIBIL score.<\/li>\n\n\n\n<li><strong>Difficulty securing future loans or credit cards:<\/strong> An incorrectly active loan may make lenders believe you have unpaid debt, reducing your chances of getting future credit.<\/li>\n\n\n\n<li><strong>Unexpected system-generated late fees and interest:<\/strong> Without proper closure records, the lender\u2019s system may continue showing dues, which could result in unwanted late fees or interest.<\/li>\n\n\n\n<li><strong>Legal\/documentation vulnerability:<\/strong> Without an NOC, you may lack clear proof of loan closure, making it harder to resolve future disputes over repayment.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>So, to avoid the troubles mentioned above, get your NOC today. After paying off your loan EMIs, write to your lender and request back all your invoice copies, original paperwork, and the NOC.<\/p>\n\n\n\n<p>Are you looking for hassle-free processing and repayment while getting personal finance? Turn to Tata Capital and enjoy a comfortable borrowing experience. Access attractive <a href=\"https:\/\/www.tatacapital.com\/personal-loan\/rates-and-charges.html\">personal loan interest rates<\/a> starting at 10.99% and loan amounts as high as Rs. 25 lakhs.<\/p>\n\n\n\n<p>You can even choose a flexible repayment tenure of up to six years without pledging any security. Check out our easy personal loan eligibility criteria and simple documentation requirements.<\/p>\n\n\n\n<p>Get in touch with us today by visiting our website.<\/p>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-flow wp-block-group-is-layout-flow\"><div class=\"wp-block-group__inner-container\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.tatacapital.com\/online\/loans\/personal-loans\/apply-now-personal-loan#!\">Apply Now<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Thanks to the internet, personal loans are a lot easier to avail. You can apply online, quickly get your loan approved. <\/p>\n<p><a href=\"https:\/\/www.tatacapital.com\/blog\/personal-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":20732,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a personal loan NOC? Format &amp; closure certificate<\/title>\n<meta name=\"description\" content=\"Understand personal loan NOC meaning, format, and how to get it after loan closure. Learn why NOC is important for credit score and legal proof. Visit Tata Capital!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a personal loan NOC? Format &amp; closure certificate\" \/>\n<meta property=\"og:description\" content=\"Understand personal loan NOC meaning, format, and how to get it after loan closure. Learn why NOC is important for credit score and legal proof. Visit Tata Capital!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/\" \/>\n<meta property=\"og:site_name\" content=\"TATA Capital Blog\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-07T05:17:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-25T16:16:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2021\/07\/03-personal-loan-noc.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1430\" \/>\n\t<meta property=\"og:image:height\" content=\"954\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tata Capital\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tata Capital\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/\",\"url\":\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/\",\"name\":\"What is a personal loan NOC? Format & closure certificate\",\"isPartOf\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#website\"},\"datePublished\":\"2021-07-07T05:17:01+00:00\",\"dateModified\":\"2026-08-25T16:16:29+00:00\",\"author\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/aa0e5e1ada965b44443a1a78f968ed5c\"},\"description\":\"Understand personal loan NOC meaning, format, and how to get it after loan closure. Learn why NOC is important for credit score and legal proof. Visit Tata Capital!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.tatacapital.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is a personal loan NOC? Meaning, importance &#038; loan closure certificate explained\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#website\",\"url\":\"https:\/\/www.tatacapital.com\/blog\/\",\"name\":\"TATA Capital Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.tatacapital.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/aa0e5e1ada965b44443a1a78f968ed5c\",\"name\":\"Tata Capital\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0e9e78de7f84add076f397dd13acc708?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0e9e78de7f84add076f397dd13acc708?s=96&d=mm&r=g\",\"caption\":\"Tata Capital\"},\"sameAs\":[\"https:\/\/www.tatacapital.com\/blog\"],\"url\":\"https:\/\/www.tatacapital.com\/blog\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is a personal loan NOC? Format & closure certificate","description":"Understand personal loan NOC meaning, format, and how to get it after loan closure. Learn why NOC is important for credit score and legal proof. Visit Tata Capital!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"What is a personal loan NOC? Format & closure certificate","og_description":"Understand personal loan NOC meaning, format, and how to get it after loan closure. Learn why NOC is important for credit score and legal proof. Visit Tata Capital!","og_url":"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/","og_site_name":"TATA Capital Blog","article_published_time":"2021-07-07T05:17:01+00:00","article_modified_time":"2026-08-25T16:16:29+00:00","og_image":[{"width":1430,"height":954,"url":"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2021\/07\/03-personal-loan-noc.jpg","type":"image\/jpeg"}],"author":"Tata Capital","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Tata Capital","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/","url":"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/","name":"What is a personal loan NOC? Format & closure certificate","isPartOf":{"@id":"https:\/\/www.tatacapital.com\/blog\/#website"},"datePublished":"2021-07-07T05:17:01+00:00","dateModified":"2026-08-25T16:16:29+00:00","author":{"@id":"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/aa0e5e1ada965b44443a1a78f968ed5c"},"description":"Understand personal loan NOC meaning, format, and how to get it after loan closure. Learn why NOC is important for credit score and legal proof. Visit Tata Capital!","breadcrumb":{"@id":"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/what-is-a-personal-loan-noc-and-why-is-it-important-to-know-about-it\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.tatacapital.com\/blog\/"},{"@type":"ListItem","position":2,"name":"What is a personal loan NOC? Meaning, importance &#038; loan closure certificate explained"}]},{"@type":"WebSite","@id":"https:\/\/www.tatacapital.com\/blog\/#website","url":"https:\/\/www.tatacapital.com\/blog\/","name":"TATA Capital Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tatacapital.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/aa0e5e1ada965b44443a1a78f968ed5c","name":"Tata Capital","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0e9e78de7f84add076f397dd13acc708?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0e9e78de7f84add076f397dd13acc708?s=96&d=mm&r=g","caption":"Tata Capital"},"sameAs":["https:\/\/www.tatacapital.com\/blog"],"url":"https:\/\/www.tatacapital.com\/blog\/author\/admin\/"}]}},"featured_image_url":"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2021\/07\/03-personal-loan-noc.jpg","_links":{"self":[{"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/posts\/20731"}],"collection":[{"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/comments?post=20731"}],"version-history":[{"count":8,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/posts\/20731\/revisions"}],"predecessor-version":[{"id":54859,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/posts\/20731\/revisions\/54859"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/media\/20732"}],"wp:attachment":[{"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/media?parent=20731"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/categories?post=20731"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tatacapital.com\/blog\/wp-json\/wp\/v2\/tags?post=20731"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}