So, you’re looking for an SUV to drive on extreme off-roading adventures, long road trips, and to just navigate the chaos that is the Indian traffic scene. However, a new car isn’t something to take lightly, especially when your budget does not agree with you? That’s when you buy a used car. With a used car loan, you can buy a second-hand car with ease, and own your dream SUV. Here are some things to ask yourself before you go ahead.

Why do you want this car?

The most important thing to do before buying a second-hand car is really thinking about why you want it in the first place. If it’s just for travelling in the city, you might want to consider a car more suited to stop-and-go traffic. If it’s a long road trip vehicle, you’d think about the mileage. Defining the purpose of your SUV brings you one step closer to finding your perfect car.

How much can you spend on it?

Your budget is your holy grail throughout this process. After all, affordability may be one of the main reasons why you’re exploring second-hand cars in the first place. The trick is to truly understand your budget. It should cover not just the car itself, but any potential repairs and inspection costs.

Can I ask for a test drive?

You can definitely ask to test drive the car, and you should! With a used car, the exterior may be flawless, but you won’t really know how great the car is till you drive it. Take it downhill, on highways, make sure you have a complete picture as suited to your needs.

What should I know about the car?

Do plenty of research on the car. Find out all you can about the model, read expert opinions and make sure you really know what your SUV is supposed to be like. It’ll help you make an informed choice and will definitely help you negotiate on a price.

Is warranty important?

It’s important to make sure the car you’re buying is certified. A warranty gives you either the manufacturers, or a third-party guarantee that the car you’re about to buy is in the promised condition. You don’t want to be stuck with a car that breaks down 24 hours after you’ve purchased it. Be informed, and make sure your SUV is certified!

Should I get my own inspection?

You should definitely insist on getting the car inspected by a trustworthy expert. There are some things you won’t be able to pick on your own. Check for mismatched body-work, engine resistance, tyre wear, and tear, and definitely ask for service history! There’s a chance your dealer may have not had a thorough check done. Know what you’re paying for.

The most important part is not to fall in love with a car until it’s yours! Be prepared for disappointment; sometimes a car won’t pass muster after an in-depth check. Stick to your budget, as there’s plenty of used car finance like second-hand car loans to help you out. Tata Capital offers loans for used car at an affordable interest rate, starting at just 12.5%. So, what are you waiting for? Get your SUV with a used car loan from Tata Capital today!

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