Tata Capital, the financial wing of the prestigious and legendary Tata group, caters to the diverse financial needs of the customers, including institutional, retail and corporate. The company is registered with the Reserve Bank of India as a systematically important non deposit taking, non – banking financial company. Its varied range of offerings includes Consumer Finance, Advisory Services, Infrastructure Finance, Securities, Investment Banking, Private Equity Advisor, Credit Cards, and Travel & Forex Services. The company was established in the year 2007. Currently, the company has more than hundred branches operating across the country, and the number is counting. The focused and transparent services provided by the company enables a customer to avail all types of financial services under one roof.

To serve the prospective home loan borrowers, Tata Capital has come up with a revolutionary product, called Tata Online Home Store that promises to provide end to end home buying experience to its customers. Tata Capital’s one stop online shop was launched on 10th Nov, 2016. The dual benefit of finding the right property and right type of loan makes the Tata Capital property search a user – friendly and unique product. It allows the buyers to browse through thousands of property online and show them the right properties based on their filters and preferences. It also provides the buyers the access to the relevant property documents and to apply and get a home loan approval online. The user can get the important information about the property like price, floor plan, location, availability of social amenities like schools and hospitals in the vicinity of the property, developer’s background and credibility, and the status of home loan approval by Tata Capital. The Tata online store has more than 15,000 products in the select eight metros of the country.

Similarly, Tata Capital has a first of its kind online car portal that helps the customers to search for the right car (new or used) and avail a tailored car loan . This integrated online car loan store is powered by Carwale, one of the largest online auto portals in the country. The auto segment contributes nearly one – sixth or about 3,000 crores of the total retail portfolio of the Tata Capital. The company also runs different EMI plans, also known as Flexi EMI where the customer has the freedom to pick from step – up, step – down, bullet and balloon types of EMIs.

As a very recent development, Tata Capital on March, 23rd, 2017 launched a social profile based personal loan mobile application. With this app, a customer can check his/ her loan eligibility and apply for a personal loan through mobile. The existing users can also check their loan status and details. This completely paperless mobile app will provide end to end loan application in just five minutes. With this, the company seeks to offer its personal loan services to the advanced and digital- savvy young generation of India.

The main motto of Tata Capital is to build itself on the platform of trust. The company hails from the legendary Tata Group and is dedicated to carrying the legacy forward. The company is focused and committed to providing multiple financial services to its customers under one roof. It also plans to build 1000 customer touch – points within the Indian sub – continent. These touch- pints are planned in such a way that they will cover all the major and relevant geographies.  And, the company is determined to continue providing products that will add superior value to the market and to customers.