A visit to the doctor is a thought that scares most people. The thought of going to the dentist is perhaps even scarier. Visits to the dentist are often very painful, and equally so for both children and adults. However, it is not just the painful processes of treatment that people are worried about. Dental treatments are particularly expensive, in addition to the painful processes. Therefore, a lot of people tend to avoid dental check-ups, which is why things get worse with time.
However, there is a way out. A personal loan for dental expenses would be the perfect solution to this problem. A personal loan for dental expenses would mean more carefree visits to the dentist, and less worry about the management of finances associated with the dentist. A personal loan for dental expenses is often something that most people are not very aware of. This article talks about how important a personal loan or a medical loan can be for covering dental expenses.
In cities like Mumbai, Delhi or Bangalore, a person with an acute dental pain who visits any dentist for consultation would be asked to take X-rays right away in order to diagnose the issue. The consultation fees of the dentist added with the X-rays would mean a total of between Rs. 1,000 to Rs. 2,000. However, this is not where the thought of a medical loan comes into play. Once the dentist diagnoses the issue, there are different kinds of cases depending on which the further expenses would vary.
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The following are some of the most commonly found dental cases and the rough amount of money associated with such cases:
An acute dental pain could be caused due to tooth decay. In a case of tooth decay, the dentist would have to cleanse the decayed portion and then fill the tooth. The costs involved in a treatment for such a case would be somewhere between Rs. 1,200 to Rs. 3,000.
An acute dental pain could also be caused due to an extensive tooth decay. In such cases, it is not possible for the dentist to entirely protect the tooth. Therefore, the cases of extensive tooth decay are generally treated by dentists by surgical extraction. The costs involved in a treatment for such a case would be somewhere between Rs. 3,000 to Rs. 6,000. The costs would depend on the severity of the patient’s condition.
There are cases of tooth decay where teeth can be protected. In such cases, a root canal could be suggested by the dentist. The root canal is further followed by what is known as the crowning of a tooth. The costs involved in a treatment for such a case could be anything between Rs. 8,000 to Rs. 25,000.
There are certain cases of what the dentist would call the overcrowding of teeth. In such cases, the treatment is orthodontic. The patient could be required to wear braces in order to perfect the positioning of the teeth. The expenses of such cases can be very high, as the process is not something that always ends in a very short span of time. It often takes a person years to finally say goodbye to braces!
Now, for cases A, B and C, it is important to note that the estimated price ranges are for only one tooth. However, oftentimes, it is not just one tooth that a person may have an issue with. There are also cases where all the above-mentioned cases are present altogether, making things much worse for the person concerned. Therefore, a personal loan may be very well required for meeting one’s dental expenses. While choosing a Medical Loan, it is important to check whether or not it is available in times of emergency. There are flexible options of repayment in certain loans, which are designed for utmost convenience.
Additional Read: How to Choose the Best Personal Loan for Different Needs?
A medical loan for paying one’s dental expenses is a great option when compared to credit cards or anything else, as it comes with the benefits of easy and quick approval, a low interest rate, and instant access as well. Tata Capital’s Personal Loan would be a good choice for dental expenses. Its flexible tenure ranges from 12 to 72 months, and the personal loan interest rate starts at only 10.99%.