Your Checklist for Buying Property in India - Home Loan Blog - Tata Capital

Your Checklist for Buying Property in India

Mar 08, 2017

For every Indian, buying a house is among the most cherished dreams and it certainly comes with a huge price tag. Buying a property in India is the most significant investment and hence, people go that extra mile to buy the right property. Some people tend to take a home loan to reduce their present financial pressure. So, here is a checklist for buying property in India to ensure that you are moving forward in the right direction.

Builder credibility

It's an imperative to run a background search on the builder and look for the projects he has delivered, or with delay if any. You can find all the relevant information on the internet.

Construction Quality

Looking at the quality of construction is a major factor when buying property in India. You must thoroughly check the walls, floor, fittings, wirings, tiles, paints, finishing, etc. In case of an under-construction project, you can look at the previous properties constructed by the same builder.

Resale Potential

Most of us buy property in India with the hopes of living there for several decades, however, we never know if we have to move to another city or country for a number of reasons. So, it's crucial to assess the resale value of the property if need to sell it arises in future.

Measurement of Land

Some sellers can dupe buyers into thinking the measurements of the land mentioned in the provided documents are in fact actual. Therefore, you must get the property measured to make sure that you are getting what you are paying for.


You have to also ensure that all the documents are in order to buy property in India. These documents include title deed, RTC Extracts, Mutation Register Extracts, NOC from all key Govt Departments, Allotment Letter from the Builder, and copy of possession letter from the builder. With this checklist, you can make your home buying process a hassle free experience.