The Pradhan Mantri Awas Yojana (PMAY) was introduced by the government in 2015 to fulfil its mission of “Housing for All by 2022”. This scheme was predominantly introduced for the urban poor. It provides a subsidy to the Economically Weaker Sections (EWS) by lowering the rates of interest on housing finance, thus making housing loans more affordable to the lower income groups.

It is estimated that residential properties valued at around Rs. 50 lakhs are lying idle in metropolitan cities; ironically there is a shortage of approximately 2 crore housing units for the urban poor. The PMAY attempts to act as a bridge between this gap in demand and supply.

After meeting the eligibility criteria, an applicant receives a unique registration ID or assessment ID which they can use to track the status of their application. The best way to track the status of your application is online.

Additional Read: How Can You Reduce Your Home Loan EMI using PMAY?

Check PMAY-U (Urban) List with Aadhaar Number

Check PMAY-U (Urban) List without Aadhaar Number

  • If you have misplaced your Aadhaar Card or do not have the number handy, you can also check your name by inputting your personal details or your assessment id by clicking on https://pmaymis.gov.in/Track_Application_Status.aspx
  • Enter your assessment ID or personal details to know your current application status

Check PMAY-G (Grameen) List with Registration Number

Check PMAY-G (Grameen) List without Registration Number

  • Keep your personal details such as your BPL number or sanction number handy
  • Log on to https://rhreporting.nic.in/netiay/Benificiary.aspx
  • Click on the button that says Advanced Search
  • Fill out the form shown on the page and click Search to check your status

Check eligibility to apply for PMAY Scheme

  • The applicant or their family members should not own a pucca house in India
  • They should not have availed of any other government housing scheme previously
  • Both joint or single home ownership allowed for married couples will be eligible for a single subsidy only
  • The gross annual household income should fall between Rs. 6 lakhs – Rs. 18 lakhs

Additional Read: How to Get Subsidy Benefit Under PMAY Home Loan This 2020

Who will benefit the most from PMAY?

  • Economically weaker sections (EWS), including the lower income groups (LIGs) and middle income groups (MIGs)
  • Scheduled castes
  • Scheduled tribes
  • Women
  • Transgender individuals

The PMAY is a considerable effort to support the dreams of countless Indians of owning a home. Tata Capital provides convenient housing finance options in a bid to contribute to this noble initiative. Log on to our website and use our home loan EMI calculator to find out your home loan eligibility. Get a housing loan with competitive home loan interest rates at Tata Capital today.  

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