Finding Your Dream Property is Just a Few Clicks Away with Tata Capital OHS

Mar 07, 2017

Priya was a clinical psychologist. She lived with her parents and worked with a leading hospital in Hyderabad. But, she was also independent. She dreamt of having a small place of her own near her parents' home.

Being a working woman, Priya had time constraints. So, she could not depend on the traditional method of hiring a broker to find a home. Instead, she opted to house-hunt online. While looking for online home buying portals, she came across the Tata Capital Online Home Store, which appealed to her for several reasons. First and foremost, the OHS mobile application is downloadable through Google Play Store and Apple App Store, which means she could search for properties from anywhere. That is only one of many benefits it offers.

You get all that you need

Priya started her home search at Tata Capital OHS. She was able to get all the information and help she needed to make an informed decision. This is how she went about it:

  • Shortlist a project or property: The OHS keeps your needs in mind. It has projects approved from major cities in India. All you need to do is enter your requirements. These include details like city, project location, budget, and apartment type or floor plan. You can further narrow down your search based on project amenities. These include club house, swimming pool, or accessibility to schools and hospitals. In addition to shortlisting, you can also compare different projects before making a decision.

Related: Why Tata Online Home Store is the one stop shop for homes and home loans

  • Home loan eligibility: Tata Capital is a non-banking finance company (NBFC), and it caters to the loan requirements of its retail clients. After selecting a suitable property, you can check your loan eligibility. All you need to provide is basic information like:
  • Personal details: Name, residential address, date of birth, and so on
  • Professional details: Employer, salary, experience, years of service, and so on
  • Details of property: Information about the property shortlisted. This includes the name of the builder, expected date of possession, and others.

The site also provides for inclusion of details of a co-applicant, if any. On submission of the requisite details, you can check your eligibility. For this, the loan amount and tenure are taken into consideration. A loan application number is generated and you can submit your application online. Tata Capital also provides real-time conditional loan approval based on this information.

Related: Double whammy: How I picked my home and my home loan from the same place

  • All services under one roof: Tata Capital's OHS understands the retail market. It works with builders and offers information about the progress of different projects. Some projects are also verified and tied to the OHS, which means getting a home loan for any property in these projects is easy. All these services are available under one roof, from searching for a home, to checking your loan eligibility, to even getting a good loan offer. It is a one-stop shop for home buyers.

Priya did most of her home search at her convenience. She even involved her parents. Thus, Priya's research brought her to her dream property. She also availed the home loan provided by Tata Capital to make things easier.

The process is seamless and happens at the click of a few buttons. And the start-to-end approach is great for first-time buyers. So, try Tata Capital OHS, do your research and check all the available home options before taking the final call.