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5 Best Automatic Cars for Women

There are more than enough women driving enthusiasts who enjoy geared cars. However, many do prefer automatics for the convenience, ease of use and peace of mind. If you are in the market looking for a new or used automatic car, we have cherry-picked some of the best ones for you to choose from.

With car loans becoming extremely accessible, you no longer have to wait to buy your dream car. Banks and other financial institutions also offer used car loan to make buying cars easy and pocket-friendly.

Additional Read: Have Women Become More Open to Car Loans?

Here’s a look at five popular automatic cars for women. These models are also among the best used cars to buy.

1. Maruti Suzuki Swift VXI

From one of the most trusted brands in India, the Maruti Suzuki Swift is a good, reliable and affordable car for women. It is available in both petrol and diesel variants and is one of the best hatchbacks in India.

Price: Rs 6.66 lakh onward

2. Maruti Suzuki Dzire VXI

This is a compact sedan and ideal for busy roads. It comes with the same engine as the Maruti Suzuki Swift. It is only offered as a petrol variant now with the diesel one being discontinued. 

Price: Rs 7.31 lakh onward

3. Mahindra XUV500 G

For women who love SUVs, this one should be an obvious consideration. It is extremely roomy, comfortable and is loaded with luxury features. It comes with classy interiors and is a sturdy, reliable car with proven performance.

Price: Rs 15.88 lakh onward

4. Hyundai Elite i20 – Asta

A popular hatchback for women, this comes with a sleek design and is offered in a wide range of colors. It has demonstrated great performance and decent mileage. This model is available in both petrol and diesel variants.

Price: Rs 7.05 lakh onward

Additional Read: Top Used-Cars Brands Ideal for Women Drivers in India

5. Ford Figo Titanium 80

The Ford Figo is a complete value for money car as it comes with high-end specifications, plush interiors and useful safety features. Not only does this extremely driver-friendly car look stylish, but is also packed with a powerful engine. The Ford Figo is available in both petrol and diesel variants.

Price: Rs 7.7 lakh onward

Whether buying new or a used vehicle, these are among the best automatic car options for women. The above-mentioned prices are for new cars, prices for a second-hand car will vary based on factors such as model, make, condition, etc.

Tata Capital can help you with a car loan so you can bring home the car of your choice. Both new car and second hand car loan require minimal paperwork and are quick to process. They come with flexible EMI and tenure options so you can customize the loan to suit your needs. 

Tata Capital also offers economic and competitive new car and used car loan interest rates, making buying a car much easier on your pocket. Wait no more! It’s time to get behind your favorite wheel.

How to buy a second-hand car in Mumbai?

Used cars or pre-owned cars are extremely affordable, available in good condition (even certified by reputed dealers) and have a lower rate of depreciation. These factors make buying used cars a viable idea and bring a four-wheeler further within the reach of the common man.

Banks and NBFCs even offer used car loan with competitive interest rates and quick processing time, making it easy to become a car owner.

If you want to buy a second hand car in Mumbai, here is how you can find the perfect car at the best price:

Friends, relatives and acquaintances

When looking for a used car, the first place to reach out to is people you know. You might know someone who probably is looking to sell his/her car. This brings in the trust factor, and you can be sure that you are getting the right value for money. You can even ask them to lend you the car for a couple of days to drive and use before being sure it is a good fit for you and your family.

Additional Read: How To Get A Used Car In Mumbai Under Rs 2 Lakhs

Buy and sell Facebook groups

Another way to meet sellers directly and cut out the commission of middlemen is via Facebook groups. There are dedicated Facebook groups for buying used cars in Mumbai. You can look for posts advertising used cars for sale till you find something you like. The advantage of such groups is that you can see actual pictures of a car, interact with the seller directly, negotiate the best price and fix a meeting to check out the car before buying it.

Used car portals

You can also check online portals that specialize in buying and selling used cars. There are C2C portals such as Quikr and OLX and B2C portals such as Cars24, CarDekho, Droom, Truebil, etc. B2C brands conduct their own checks and price cars accordingly.

Local garage and used car dealers

You can also rely on a mechanic you know in a local garage. Such professionals also happen to know people willing to sell their cars. A mechanic will be able to guide you properly and give you the complete lowdown on a used car that might be up for sale. 

You can also check with used car dealers. It is, however, recommended you visit a dealer with someone who knows cars well or a mechanic who can help you choose a good car. 

Authorized resellers

There are authorized resellers of reputed automobile brands such as Maruti Suzuki, Hyundai, Mahindra, etc. who buy and sell models of their own brand. If you are looking for a specific make and model or if you trust a particular brand, you can directly go to a reseller. There are many such resellers in Mumbai who can provide you with certified, good-condition cars.

Additional Read: Top Benefits of Used Car Loan in India

Once you have identified a used car to buy, you can apply for a loan. Tata Capital’s used car loan is processed within a few days so you can quickly close the deal. You can make use of the used car loan calculator available on the Tata Capital website to get an approximate idea of the EMI you will have to pay.

How to Buy a Second-Hand Car in Punjab

Buying a second hand car in Punjab or any other location requires you to be extremely cautious. The cars at dealerships may look pristine from outside. However, it’s the mechanicals which could spell trouble later. You need to be wary enough to examine the car yourself or get a trusted professional mechanic to look at it before making the purchase.

Let’s take a look at the possible options in Punjab to buy a second-hand car:

Car dealers

The most common option people usually choose to get a used car from is a nearby dealer. Don’t go by the mere looks of the car; instead, ask for the maintenance papers such as receipts of visits to service stations, new spare parts bills, etc. Ensure there are no taxes or challans overdue. Try to get as much information as possible of the car, including accidents if any. Stay away from a vehicle that might have met with an accident. You can easily get a second hand car loan when you purchase a car from any reputed car dealer in Punjab.

Individual sellers

A known person is the best one to trust when purchasing a used car. Chances of you being duped by someone you know are far less than when buying from private sellers. Usually, you end up getting a good deal from them. 

For a used car loan, you can apply online or check with your known financer to get it financed. 

Online classifieds

Another option is to surf online classified sites in Punjab such as OLX, Quikr and others. Select the brand and model of the car and the radius of the location. You can choose the car that suits you best and connect with the seller. Please note the prices quoted are generally higher on these sites and there is always room for negotiation. 

Additional Read: Things to keep in mind before you buy a second-hand car on loan

Used car outlets of OEMs

Many carmakers such as Hyundai, Maruti Suzuki, Mahindra, BMW, etc. also operate in the used car market. Maruti Suzuki retails used cars from its TrueValue outlets, Hyundai from First Advantage, Mahindra from First Choice, Mercedes Benz from Proven Exclusivity and BMW from Premium Selection. 

All cars from such outlets are thoroughly inspected and serviced. While the price of cars from these outlets is way higher than other options you might have to buy a used car, you are likely to get free services and other goodies with your purchase. Loans from multiple financiers are available here. Make sure you check the used car loan interest rates of each provider before choosing one.

Automobile portals

Online automobile portals like CarTrade and CarDekho too list used cars for sale. There are options to choose a verified car on these sites. A verified car means the vehicle has been thoroughly inspected by their professionals.

Additional Read: Benefits of Buying a Second-Hand Car

Tata Capital assists used car buyers with its attractive financing options. Before opting for a second-hand car loan, you can get an idea of the expected EMIs by using the used car loan calculator on the Tata Capital website. So, reach out to them today to aid your purchase.

Best Sedan Cars Under 10 Lakhs In India

A sedan is considered to be the complete family car. Sedans are spacious and come with good safety features and several other features. They are available across various price points. Even budget-conscious car buyers will not be short of options. 

The sub Rs. 10 lakh segment, also known as the compact or C-segment, is the most popular amongst Indians, whether looking for a new or used vehicle.

You may be able to widen your consideration set if you are willing to consider buying a pre-owned car. A lot of models in the Rs. 10 lakh to Rs. 15 lakh range are available cheaper in the second-hand car market. For the best-used car prices, you can get in touch with a local dealer.

Here are some decent sedan cars under 10 lakh from major car makers you can choose from:

  • Hyundai Verna
  • Maruti Suzuki Dzire
  • Honda Amaze BS6
  • Maruti Suzuki Ciaz
  • Hyundai Aura BS6

Best Sedan Cars

Buying a car is a major life milestone. This is why you must evaluate all options in your budget carefully to make an informed decision. To help you make this decision easily, we’ll dive into the best sedan cars under 10 lakhs in detail and discuss their features and specifications.

Hyundai Verna

The 2022 Verna is a sleek-looking sedan with four different variants- E, S+, SX, and SX(O) and retails between Rs 9.45 lakh and Rs 15.53 lakh. While only two models, Verna E and S+ fit the consideration set of sedan cars under 10 lakh, they offer a few smart features such as power windows, a cooled glove box, rear AC vents, and an 8.0-inch touchscreen infotainment system.

Besides this, the car is loaded with features like a semi-digital instrument panel, connected car technology, wireless phone charging, ventilated front seats, a sunroof, hands-free boot opening, tyre pressure monitoring system, ABS with EBD, up to six airbags, and much more. This makes this compact sedan one of the best sedan cars under 10 lakhs.

Additional Read: Best Sedans Cars with Maximum Space

Maruti Suzuki Dzire

This B2 segment sedan is another excellent sedan under 10 lakh. The Maruti Suzuki Dzire 2022 comes with quite a few cosmetic and mechanical upgrades. The Dzire is one of the most popular sedan choices in India as it is great value for money. The new variant comes with a K12N 1.2-litre Dual Jet engine and is available in all 5-speed MT(CNG), MT(petrol), and AMT transmission variants. You can get all variants between Rs 6.24 lakh and Rs. 9.18 lakh.

Maruti has packed all variants of the Dzire with a ton of features. Even the base variant comes with features like tilt steering, passenger airbag, LED tail lamps, ISOFIX, Multi Information Display(MID), gear shift indicator, rear parking sensors, and much more, making it one of the best sedan cars under 10 lakh in India.

Honda Amaze BS 6

The Honda Amaze is another popular sedan option, and all its variants are priced between Rs 6.63 lakh and Rs 11.50 lakh. You can choose from both petrol and diesel options, as well as manual and automatic transmissions. Add-on features include automatic climate control, a parking camera, and cruise control options.

The car comes in three variants- E, S, and VX and has a mileage of up to 24.7 kmpl. It offers features like LED fog and tail lights, auto-LED projector headlights, 15-inch dual-tone alloy wheels, dual front airbags, a rear-view camera, rear parking sensors, ISOFIX child seat anchors, and ABS with EBD. This is another great option if you’re looking for sedan cars under 10 lakh.

Maruti Suzuki Ciaz

Next on our list of the top sedan cars under 10 lakh in India is the Maruti Suzuki Ciaz. The BS 6 variant of Ciaz ranges from Rs 9 lakh to Rs 11.99 lakh. The sub-Rs 10 lakh model comes with a 5-speed manual transmission and K15 Smart Hybrid Petrol Engine. Other features include LED projector headlamps with integrated DRLs, rear AC vents, keyless entry, smartphone connectivity, and a 7-inch SmartPlay touchscreen infotainment system.

The five-seater sedan gives a mileage of 20.65 kmpl and has a 4-cylinder K15 Smart Hybrid Petrol Engine that generates 138 Nm of torque and 104 ps of power. From the comfort perspective, Ciaz comes with adjustable steering, adjustable headrests, distance to empty display, rear armrest, power steering, malfunction display, and much more.

Hyundai Aura BS6

The last sedan under 10 lakh on our list is the Hyundai Aura BS6. The Aura is a sassy new entrant in the sub-compact segment. It comes with four different engine options in petrol and CNG, including options for manual and automatic transmission. The price ranges from Rs 6.09 lakh and Rs 8.87 lakh depending on the variant. 

The model offers keyless entry with a push-button start, an eight-inch touchscreen infotainment system, a wireless phone charger, a height-adjustable driver seat, cruise control, and auto air conditioning. Additional safety features include dual airbags, ABS with EBD, seat belt warning, ISOFIX child-seat anchorages, and high-speed alert and parking sensors, making it one of the best sedan cars under 10 lakh in India.

Additional Read: Best Sedan Cars in India with Best in Class Interiors

Make an informed choice

Depending on your budget and desired features, you can choose the best sedan under 10 lakhs available in India. Whatever your budget or need, you can get a new or used car loan from Tata Capital. With a simple and quick process for a new or used car loan application, owning the best sedan under 10 lakh becomes easier than ever.

Attractive new and used car loan interest rates, along with Flexi EMI options from Tata Capital allow you to maximize your budget.

Best Diesel Cars under 10 Lakhs (August 2020)

Fuel efficiency is an important purchase consideration for the average Indian car owner. Over the long term, running costs contribute significantly to the overall cost of owning a car. It is the reason why many Indians prefer to opt for the diesel variant of a car, even though it tends to be expensive to purchase up-front compared to a petrol variant.

Diesel car mileage, on average, is 25% higher than that of a petrol car, and the improved fuel efficiency more than covers the extra cost of the car paid. 

If you are looking for the best diesel car under 10 lakhs, here are some options to consider:

Honda Amaze

  • Type: Sedan
  • Diesel Variants: 4 manual and 3 automatic
  • Engine capacity: 1.5 liters/98bhp 
  • Mileage: 21 kmpl
  • Price: Rs. 7.58 lakh to Rs. 9.97 lakh

Among these diesel variants, the top one is the Amaze VX Diesel. It has additional features like speed sensing auto door lock, touch screen, height adjustable driver seat, and more, making it one of the best diesel cars under 10 lakhs.

Hyundai Aura

  • Type: Sedan
  • Diesel Variants: 2 manual and 2 automatic
  • Engine capacity: 1.2 liters/75bhp 
  • Mileage: 16-18 kmpl
  • Price: Rs. 7.74 lakh to Rs. 9.23 lakh

Hyundai Grand i10 NIOS

  • Type: Hatchback
  • Diesel Variants: 3 manual and 1 automatic
  • Engine capacity: 1.2 liters CRDI/74bhp 
  • Mileage: 26 kmpl
  • Price: Rs. 7 lakh to Rs. 8.3 lakh

Other features include fully automatic climate control, touchscreen infotainment, wireless charger, and more. The BS6 diesel variant is available in three variants – Magna, Astra, and Sportz.

Tata Altroz

  • Type: Hatchback
  • Diesel Variants: 11 manual and no automatic
  • Engine capacity: 1.5 liters Revotorq/90bhp 
  • Mileage: 20 kmpl
  • Price: Rs. 6.99 lakh to Rs. 9.34 lakh

The refinement and smoothness of its engine are features the car is famous for, which is considered noteworthy for a diesel.

Kia Sonet

  • Type: SUV
  • Diesel Variants: 7 manual and 3 automatic
  • Engine capacity:  1.5 liters/98.63bhp
  • Mileage: 18.2-24.1 kmpl
  • Price: Rs. 7.15 lakh to Rs. 13.79 lakh

User reviews state that the car is efficient and boasts a solid build and high safety rating. It provides value for money with additional features like led lights, cruise control, bose speakers, and more. Thus, you can see its name in diesel cars under Rs. 10 lakhs.

Ford Aspire

  • Type: Sedan
  • Diesel Variants: 3 manual and no automatic
  • Engine capacity: 1.5 liters DTCi/99bhp 
  • Mileage: 24-26 kmpl
  • Price: Rs. 7.79 lakh to Rs. 8.64 lakh

Ford Figo

  • Type: Hatchback
  • Diesel Variants: 3 manual and no automatic
  • Engine capacity: 1.5 liters DTCi/99bhp 
  • Mileage: 24 kmpl
  • Price: Rs. 7.16 lakh to Rs. 8.15 lakh

Individuals prefer Ford Figo for its performance, being fun to drive, and light on the wallet at the same time. The most common variant is Ford Figo sports.

Honda WR-V

  • Type: SUV
  • Diesel Variants: 2 manual and no automatic
  • Engine capacity: 1.5 liters I-DTEC/98bhp 
  • Mileage: 24 kmpl
  • Price: Rs. 9.93 lakh (only one variant sub Rs. 10 lakh)

Mahindra XUV300

  • Type: SUV
  • Diesel Variants: 5 manual and 3 automatic
  • Engine capacity:  1.5 liters/115bhp
  • Mileage: 20 kmpl
  • Price: Rs. 9.60 to Rs. 12 lakhs

People know the car as efficient and quiet for a diesel. It has good features and mileage and is spacious. Thus, the 5-seater car is called the best diesel car in India within 10 lakhs.

Hyundai Venue

  • Type: SUV
  • Diesel Variants: 5 manual and no automatic
  • Engine capacity: 1.4 liters CRDi/99bhp 
  • Mileage: 23 kmpl
  • Price: Rs. 8.10 lakh and Rs. 9.01 lakh (only two out of five variants sub Rs 10 lakh)

The Hyundai Venue is more fuel efficient and handles long drives at a good pace with powerful torque output.

Making the right choice

These are among the bestdiesel cars under Rs. 10 lakhs that come in a range of variants with several comforts and convenience features. Do keep in mind that these are ex-showroom prices; the on-road prices will be higher with insurance and taxes. Hence, budget accordingly.

Whatever your choice, you can easily get a new or used car loan across any price point with Tata Capital. A higher new or used car loan eligibility means that you can also extend your budget. Customizable repayment schedules and flexible EMI options allow you to enjoy your car while going easy on the pocket.

Realme V5 5G with Dimensity 720 Soc, 5000 mAh Battery, Quad Cameras: Get full specs

With the market for smartphones growing by the day, Realme has decided to seize the day by launching Realme V5, its brand new smartphone with 5G technology enabled in it, so that the market sees the rise of a smartphone that can prove its mettle.

After having successfully launched many phones in the past, the new Realme smartphone takes the game up by several notches while it stays loyal to the salient features, which differentiate the phone and make it unique.

Pricing:

The Realme V5 has 2 variants with different specifications for the RAM. The cheaper variant with 128GB storage and 6GB RAM is priced at around CNY 1,499 (close to Rs 16,000) and the version with 8GB/128GB capacity comes for around CNY 1,899 (approximately Rs 20,500). The various e-commerce websites based in China are allegedly taking orders for this device, though a variant of this phone is yet to be officially launched worldwide.

The company is yet to confirm whether the new Realme smartphone will come to India. However, the customers are waiting for it to be launched. If the financial aspect of buying this phone is causing you concern, then the Consumer Durable Loan issued by Tata Capital would help you to buy this smartphone on EMI.

Core features:

The Realme V5 is all set to appear as the brand’s maiden smartphone with 5G technology that is all set for its release in China. The possible colours for this device are Green, Blue, and Silver, and the sales are supposed to start on August 7, primarily in China. The processor is the surprisingly fast MediaTek Dimensity 720 SoC, which allows the phone to boost up really fast and set the ball rolling. It has a 6.5-inch full HD display with a pixel ratio of 1080X2400.

The new Realme smartphone has a RAM of 8GB in the higher end version, and 6GB for the lower range version, while for its internal storage, there is 128GB of internal memory, which can be expanded using a microSD card to the limit of 256GB. It runs on the common and well-accepted operating system of Android 10, with a User-interface that is made by Realme itself.

Additional Read: Realme 6 Pro with 64-Megapixel Camera & 128GB Internal Storage

Realme V5 features

Camera:

In addition to its primary features, the new Realme V5 brings a setup of quad-camera with itself. It boasts of 4 cameras at the rear, and there is a selfie camera in the front as well. The combination it has with the main sensor of 48-megapixel, an ultrawide sensor of 8 MP, 2 MP macro sensor, plus a depth sensor of 2-megapixel really puts the smartphone on the top as far as the camera is concerned. The Realme V5 cameras are supposed to support features, which are standard to all phones, such as the Super Nightscape mode and Chroma Boost

These core features, along with the stunning combination of cameras and options available in the new realme smartphone should take away any doubt that you might have had about getting one for yourself. Even if you are compromising on your choice because you cannot afford it, then Tata Capital is here for you. Their consumer durable loan allows anyone to buy a smartphone on EMI payments.

Other features:

Realme V5 runs on a battery with 5000mAh capacity. The usual 3.5mm earphone jack is also there for your perusal. The options for connectivity on the smartphone are stunning, with the latest 5G technology. However, it would also function perfectly with a 4G SIM Card. Bluetooth and the USB cord complete the set, giving it a perfect outlook.

Additional Read: Planning To Buy a New Smartphone? Find out How To Choose The Right Smartphone in 2020

Conclusion:

It is no surprise that this phone packs quite a punch. Once you get your hands on it, you will not need to worry about the battery, the quality of your photos, or about the security of your data. This all-in-one deal is really something, which cannot be missed.

If you are looking for options to buy this smartphone on EMI, then Tata Capital’s Consumer Durable Loan gives you the option of a flexible tenure, as well as minimum requirements for documentation. Hopefully, that would take away the last hindrance in the way of obtaining this stunning device.

Nokia 8.2 5G Smartphone: Check Price, Specifications

Nokia 8.2 is the latest smartphone that is going to be released by Nokia. With its years of experience at making durable and trendy phones, the new Nokia smartphone is all set to win the hearts of its customers when it arrives in the market.

After the dynamic success of the earlier models in this series, namely Nokia 7.2 and Nokia 8.1, this brand new smartphone is expected to take the game up by quite a few notches when it is launched. It is rumoured to be launched in August, so here is everything that you can expect from this device.

Price:

The new Nokia smartphone is supposed to cost around Rs 34,900/-in India, and compared to the features that it provides, it can be said with certainty that it would be worth the money. However, the Nokia 8.2 might look a little expensive to some. There is no need to worry, as the Consumer durable loan by Tata Capitals provides the customers with easily accessible options to buy the mobile on EMI.

Core features:

Nokia 8.2 smartphone runs on the operating system of Android, version 10. The screen is a standard 6.2 inch one, with full touch screen and backlight. This would surely be a relief to those who are accustomed to the familiar ways of Android as compared to the new Oxygen operating system in other phones of this range. The phone is powered by an Octa core processor whose best frequency is 1.8 HZ. A Qualcomm Snapdragon 765G Chipset is the heart of this device, ensuring that it would never slow down.

The RAM is a formidable 8 GB RAM , with the internal memory a whopping 256 GB. The new Nokia smartphone has a display with an inbuilt IPS LCD facility and the screen boasts of a resolution of 1080 x 2340 pixels and a really high pixel density of 416 ppi.

Additional Read: Nokia Edge with 5.2-inch full HD display and 1080×1920 pixels screen resolution

Nokia 8.2 features

Camera:

The users can expect a 32 MP Primary Camera on the front and on the rear, there are three cameras if 48, 5 and 2 Megapixel in this new Nokia smartphone. In addition to this, there are stunning features like Auto Flash, Digital Zoom, Touch to focus and Face detection in the cameras. The videos are recorded in the resolution of 1080 pixels with 30 frames per second. There are supposed to be flashes on both the front and the rear cameras.

After hearing about the features of Nokia 8.2, it might seem surprising to you that the company is launching this product at such a cheap price. To make things even easier for you, there is always the trusted option of Tata Capitals who are ready to provide you with a Consumer Durable Loan to buy this mobile on EMI payments.

Additional Read: Top Camera phones of 2020 by Nokia

Other features:

The device supports 5G network, but that utility can be opted out, as well. It is powered by a stable 4000 mAh battery which allows fast charging with the USB type C port and cable that comes with the new Nokia smartphone. The other Connectivity features which this smartphone boasts of are WiFi, Bluetooth, GPS, and more. The censors of light, proximity, accelerometer, compass and gyroscope make sure that the phone is up to date with its competitors in the market. The phone offers the secure method of fingerprint unlock, in addition to the standard pattern, pin and password unlock systems to give additional security.

Conclusion:

The speculated specifications of this device are sure to turn all the heads upon its release. The brand name of Nokia could only do you good, as the company is pretty well known for products which last longer than the average smartphone. With almost no backlog, this phone would prove to be the perfect company for anyone. Even after so many advantages, if the price range of the new Nokia smartphone is a deterrent, there is an easy way to purchase it. The Consumer Durable loan by Tata Capitals offers the customer easy installments, minimum amount of documents, and a flexible duration to buy the mobile on EMI payments. This should solve all the financial hindrances that you might be facing while opting to buy this new smartphone by Nokia.

Best Mileage and Low Maintenance Bikes in India 2021

Millions of people from urban megalopolises to inaccessible rural hamlets depend on their two-wheeler to travel and earn their livelihood. After all, bikes are not just affordable but also very easy to maintain. This is the reason why India is the biggest two-wheeler market in the world.

So, if you’ve been thinking of getting a low maintenance bike in India, preferably a ride that scores well on mileage and fuel costs, we have you covered!

Additional Read: 8 Tips to Increase your Bike Mileage

Let’s take a quick look at the top low maintenance bike in India 2021.

Top 10 Mileage Bikes

1. Bajaj CT110 –

  • Engine: 115 cc
  • Variants: 2 – KS Alloy BS6 and ES Alloy BS6
  • Mileage: 104 kmpl
  • Standard Warranty: 2 years or 30,000 kms
  • Price: Rs. 37,997 onward

2. Hero Splendor Plus–

  • Engine: 97.2 cc
  • Variants: 3 – Kick with alloy wheel BS6, Self with alloy wheel BS6 and Self with alloy wheel & i3S BS6
  • Mileage: 65 – 81 kmpl
  • Standard Warranty: 5 years or 70,000 kms
  • Price: Rs. 59,600 onwards

3. TVS Radeon–

  • Engine: 109.7 cc
  • Variants: 3 – Drum ES Alloy BS6, Commuter Bike of the Year – Drum BS6 and Commuter Bike of the Year – Disc BS6
  • Mileage: 73.68 kmpl
  • Standard Warranty: 5 years or 60,000 kms
  • Price: Rs. 59,800 onwards

Additional Read: Top 5 Mileage Bikes of Hero

4. Bajaj Platina 100–

  • Engine: 102 cc
  • Variants: 3 – KS Alloy – BS6, ES Disc – BS6, and ES Alloy – BS6
  • Mileage: 70-100 kmpl
  • Standard Warranty: 5 years or 75,000 kms
  • Price: Rs. 52,870 onwards

5. TVS Sport–

  • Engine: 109.7 cc
  • Variants: 2 – Kick Start Alloy – BS VI and Self Start Alloy – BS VI
  • Mileage: 75 kmpl
  • Standard Warranty: 5 years or 60,000 kms
  • Price: Rs. 58,130 onwards

6. Honda CD110 Dream–

  • Engine: 109.51 cc
  • Variants: 2 – Standard BS VI and Deluxe BS VI
  • Mileage: 65 kmpl
  • Standard Warranty: 3 years + 3 years free extended warranty
  • Price: Rs. 65,866 onwards

Additional Read: Top 5 Mileage Bikes of Honda

7. Honda SP 125–

  • Engine: 124 cc
  • Variants: 2 – Drum and Disc
  • Mileage: 65-70 kmpl
  • Standard Warranty: 3 years + 3 years optional extended warranty
  • Price: Rs. 78,381 onwards

8. TVS XL100–

  • Engine: 99.7 cc
  • Variants: 3 – Heavy Duty iTouch Start BS6, Heavy Duty iTouch Start Special Edition BS6, Comfort iTouch Start BS6
  • Mileage: 65-70 kmpl
  • Standard Warranty: 3 years or 36,000 kms
  • Price: Rs. 40,990 onwards

9. Hero Splendor iSmart–

  • Engine: 113.2 cc
  • Variants: 2 – iSmart Drum, iSmart STD
  • Mileage: 55-75 kmpl
  • Standard Warranty: 5 years or 70,000 kms
  • Price: Rs. 69,650 onwards

10. TVS Star City Plus–

  • Engine: 109.7 cc
  • Variants: 3 – Mono Tone BS6, Disc, and Dual Tone BS6
  • Mileage: 80-85 kmpl
  • Standard Warranty: 5 years or 60,000 kms
  • Price: Rs. 68, 475 onwards

That’s it! These are some of the best low maintenance bikes in India that are also incredibly powerful.

To sum up

Economic performance is usually a trade-off with power and speed. Therefore, the highest mileage bike might not be the quickest. You will have to decide based on your needs. Once you have found the bike of your liking, all you need to do is check the bike loan EMI calculator available online on Tata Capital’s website.

The calculator allows you to budget for your new bike so you can repay the bike loan on terms that are convenient for you. The two wheeler loan interest rate offered by Tata Capital is affordable and make a lot of financial sense for the Indian consumer.

Best Cars For Middle-Class Family In India

Middle-class families aspire for a car that suits their needs for space, comfort, and budget. And when they get all the features they are looking for in the form of a used vehicle that would cost a lot less to own than a new car, nothing like it. When choosing the best family cars, fuel efficiency is an important factor to consider as it determines the running cost of the vehicle. 

Let’s take a look at some of the cars that would prove to be ideal for a middle-class family. If you’re looking to buy a used car, these vehicles are also counted to be among the best second-hand cars.

Maruti Suzuki S Presso

Hyundai Santro

Maruti Wagon R

Hyundai Grand i10/Grand i10 Nios

Best Cars for Middle Class Family in India

Owning a car is a dream of many. But buying cars for middle-class family often comes with budget constraints. Does that mean you can’t buy the perfect car for your family? Absolutely not. 

Here is a list of the best cars for middle-class family that will help you bring home the perfect car without burning a hole in your pocket –

Maruti Suzuki S Presso

Price: Rs 4.25 lakh – Rs 6.10 lakh (ex-showroom)

The micro-SUV from Maruti Suzuki is loved for its spacious cabin and upright stance. Powered by the 1.0-liter petrol engine, it produces a max output of 68PS and 90Nm. The claimed mileage of the S-Presso are 21.4kmpl, 21.7kmpl (AMT), and 31.2km/kg (CNG). Easy ingress and egress offer excellent support for senior citizens. The low turning radius is a boon when driving in city traffic and navigating through narrow lanes.

The S Presso is equipped with a seven-inch touchscreen infotainment system, powered windows in the front, a digital instrument cluster, keyless entry, dual airbags, speed alerts, ABS with EBD, front seatbelt reminder, and rear parking sensors. This is the best car for middle-class family if you’re looking for an affordable hatchback with amazing features.

Additional Read: 14 Hatchback Cars You Can Get Under 5 Lakhs

Hyundai Santro

Price: Rs 4.90 lakh – Rs 6.45 lakh (ex-showroom)

The first tallboy of our country continues to be popular as one of the best cars for middle class family in India. The Santro comes equipped with a 1.1-liter petrol engine that yields 69PS and 99Nm. It is paired with a 5-speed manual and AMT transmission. It also gets one of the best-calibrated AMT gearboxes in its segment. 

If you’re looking for even affordable cars for middle-class family, you can bring home a used Santro by opting for a used car loan for a second-hand car. It is a value for money package of style, space, mileage, and features.

Maruti Wagon R

Price: Rs 5.47 lakh – Rs 7.20 lakh (ex-showroom)

Whether new or used, the Maruti Wagon R has always been one of the most sought-after cars for middle-class family in India. The spacious cabin with segment-leading headroom makes it a popular choice among tall drivers. One of the best-used cars to buy, the Wagon R is just the perfect family car. 

Equipped with 1.0-liter and 1.2-liter petrol engines, the hatchback returns excellent fuel economy figures of 21.79kmpl and 20.52kmpl, respectively. The Wagon R comes with several features like a seven-inch touchscreen display, steering-mounted phone and audio controls, a four-speaker music system, 14-inch alloy wheels, dual front airbags, rear parking sensors, ABS with EBD, and hill-hold assist.

Additional Read: Top 10 Most Popular Used Cars for Family in India

Hyundai Grand i10/Grand i10 Nios

Price: Rs 5.89 lakh – Rs 5.99 lakh (Grand i10) | Rs 5.43 lakh – Rs 8.45 lakh (Nios) 

Another best car for middle-class family is the Hyundai Grand i10 or the Hyundai Grand i10 Nios. The Hyundai Grand i10 fills the gap between an entry-level small car and a premium hatchback/subcompact sedan. Both variants are powered by the same 1.2-liter petrol engine that generates 83PS and 114Nm. However, the Grand i10 Nios is also offered with a 1.2-liter diesel motor. 

The Hyundai Grand i10 returns 20.7kmpl and 26.2kmpl with petrol and diesel engines, respectively. It also gets an excellent suspension setup tailored for city rides. The i10 Nios is packed with features like an immobilizer, emergency stop signal, rear parking assist, ABS with EBD, speed alert system, front room lamp, front and rear door map pockets, multi-information functions display, and much more.

Bring Home the Best Car for Middle-Class Family with Tata Capital

Whether you’re buying a brand new car or a second-hand one, you can opt for any of the above-listed cars for your family, and Tata Capital can help finance it with the affordable used car loan interest rates it offers. 

With Tata Capital, you also get to enjoy benefits like flexible tenure, quick processing, flexible EMI options, minimal documentation, and much more. So what are you waiting for? Apply for a used car loan with Tata Capital today and bring home your dream four-wheeler.

How to get a Startup Business Loan without Collateral

Having a brilliant idea for a startup is not enough. One of the biggest challenges entrepreneurs face is the lack of funding or capital to turn their idea into reality. Taking a business loan then becomes a viable option for them. 

However, most new startups do not have assets such as property or shares to offer as collateral to get a loan from a bank or NBFC. However, this does not mean they cannot get a loan. Entrepreneurs can get a loan even without collateral. 

There are a few things they can do to improve their chances, though. Here’s how to get a startup business loan without collateral:

Improve your credit score

If you want to get a startup business loan, you will need to have a decent credit score. A score of 750 and above is considered healthy and greatly improves your chances of getting a business loan approved, as well as negotiating lower interest rates. You can do so by using your credit cards to pay your bills, settling your dues in full before the due date, avoid taking too much credit at a time and not closing unused credit cards, among other things.

Additional Read: Credit Score for Business Loan: Know why it is important while availing a Business Loan

Clear other pending debts

If you are repaying multiple loans at the same time, chances are a new loan request by you will be denied. For example, if you already are repaying a car loan and a home loan, lenders will be less inclined to service a loan for business, as they would not be confident in your ability to pay back the money on time.

Create a strong business plan

Business Plan to get a business loan without collateral

You need to make a strong case for your business plan to get a business loan without collateral. You must present a comprehensive plan that describes your idea, market opportunity, process, financial projections, and more. This helps instill confidence in lenders; they note that you have done your research, which helps create a positive impression.

Additional Read: Startup Business Loan: Know how to get a business loan for startup in India?

Thoroughly evaluate requirement

Ask for only as much as you need. Though you may want to get your hands on as much capital as you can to give flight to your ambitious plans, think about how you plan to repay a big amount. Estimate right and apply for a loan that you can service. Asking for a huge amount without justifying the need is a sure way to have your application rejected. 

Take an unsecured business loan

Taking an unsecured loan is the easiest way to finance business because they are easy to get and require no collateral. Keeping in mind the challenges a startup has to face, Tata Capital offers customized, hassle-free, unsecured business loans to fledgling businesses. The easy and swift application process, coupled with a higher threshold for eligibility, starting at Rs 5 lakh and going all the way up to Rs 75 lakh to supplement any and every business need.  You can service the loan via stress-free, structured business loan EMI options. This means you can stop worrying about finance and focus on growing your business.