Tata Capital's range of offerings caters to the diverse financial requirements of its retail, corporate and institutional customers, directly or indirectly, through its subsidiaries.
Our Offerings Board of Directors Leadership Team Alliances Investor Information and Financials Fair Practices Code Tata Code of Conduct Tata Values
The Commercial Finance* business helps small, medium and large corporates grow their business. Our range of offerings includes Term Loans, Working Capital Loans, Channel Finance, Equipment Finance, Lease Rental Discounting, Bill Discounting, Letter of Credit and Bank Guarantee**.
Tata Securities Limited (TSL), a wholly-owned subsidiary of Tata Capital Limited holds a Category | Merchant Banking license from the Securities and Exchange Board of India (SEBI ) to carry out merchant banking business. Our Investment banking business provides a broad range of services, including equity capital markets transaction execution, underwriting, mergers and acquisitions advisory, structured finance advisory, private equity advisory and infrastructure advisory.
Tata Capital acts as Investment Manager to Private Equity Funds which identify and invest into target companies with significant growth potential, nurture them and exit profitable.
The Asset Finance* business caters to the specialized needs of the infrastructure sector. Our range of offerings includes Equipment Finance, Project Finance, Equipment Rentals, Working Capital Loans, Bill Discounting/ Factoring, Refinance, Top Up Loans and Loan Syndication.
Tata Capital Wealth Management offers a range of Investment Advisory services and markets third party investment products like Portfolio Management Services, Private Equity and Venture Capital Funds, Structured Products, Mutual Funds, Fixed Deposits and Bonds.
Our wide range of Consumer loans* such as Home Loans^, Auto Loans, Personal Loans, Business Loans, Education Loans, Loans against Property, Loans against Shares.
The Tata Card combines the convenience of a powerful credit card with a rewarding membership to the Empower program. The credit card allows customers to earn points and membership to the Empower program, India's first multi-brand loyalty program, offering them the advantage of redeeming these points across several loyalty partners.
TC Travel and Services Limited, a wholly - owned subsidiary of Tata Capital Limited, offers a wide range of services that includes airline ticketing, Visa & passport facilitation, booking hotel accommodation, Cars-hire and surface transport.
Tata Capital Forex Limited, a wholly-owned subsidiary of Tata Capital Limited offers travel related foreign exchange products such as travelers cheques, foreign currency notes, foreign currency denominated pre-paid travel cards, arrangement for inward money transfer service and other associated travel related products.
Tata Capital Cleantech Limited (TCCL) is a joint venture between Tata Capital Limited and International Finance Corporation (IFC), a member of the World Bank Group. TCCL is a focused initiative to assist, via financing and advisory services, companies that promote clean technology. TCCL will focus on the key areas such as Energy Efficiency, Renewable energy generation projects, such as wind power, small hydro power, solar power, bio-mass and waste treatment, Water management projects and Projects that aid carbon footprint reduction.
The alliance of Tata Capital and Century Tokyo Leasing Corporation (TC-Lease) brings you comprehensive & innovative solution-oriented financing services by leveraging the combination of leasing, financing knowledge and domain expertise.
^ Offered by Tata Capital Housing Finance Limited.
** Offered through our associate Banks.
# Tata Card is the White Label Card issued, established and operated by the State Bank of India with TCFSL only marketing and distributing the card.
Annual Report: 2016-17
Tata Capital - a trusted,customer-centric, one-stop financial solutions partner.
The essence of the Tata Capital brand is encapsulated in its promise - "We only do what's right for you". The proposition reflects our strong resolve to deliver financial solutions that are "right" for our customers and the society at large. We seek to build strong relationships with customers via deep understanding of their needs, strong financial expertise and the delivery of superior and consistent customer experience across all touch-points.
- We choose to put our customers' interest above ours and fulfill their needs first.
- We choose to use our expertise to get the best results for our customers.
- We choose to innovate and come up with new ways to fulfill our customers' needs.
- We choose to make promises we can keep, and keep the ones we have made.
- We choose to believe that we enrich our customers and not just make them rich.
- We choose to humble and courteous with everyone who walks through our doors.
- We choose to respect our customers and colleagues and in turn gain their respect.
- We choose to earn our stakeholders' trust and not just expect it.
- We choose to let not just our expertise but also our conscience lead us.
- We believe our choices make us who we are.
- We choose to only do what is right. And nothing less.