Vaithianathan Ramachandran

Vaithianathan Ramachandran

Managing Director, Tata Capital Housing Finance Limited


Vaithianathan Ramachandran is the Managing Director of Tata Capital Housing Finance Limited.


His career graph is enviable, spanning a rich 35 years encompassing accounts, finance, regulatory, inventory control and various other areas of expertise across industries.


An honours graduate from Madurai University and a qualified Chartered Accountant and Cost and Works Accountant, Vaithianathan started working in 1978, as an Accountant with Madras Fertilizers Limited. Over the next five years, he worked at Southern Petrochemical Industries Limited and Hindustan Teleprinters Limited respectively.


Later, he moved to Tata Motors as the Credit Controller, where he managed to revive the flagging business of more than 100 automobile dealerships via abetted reorganization of their financials.


From 2007 to 2008, Vaithianathan headed the Operations and Credit function of Tata Motor Finance Limited. There on, he was in charge of the Operations function of Tata Capital Limited and the Credit function of the Consumer Finance and Advisory business.


His last posting was as the General Manager - Credit Control & Receivables, Tata Motors Limited, where he handled various finance functions including that of All India Sales Finance.


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