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Personal Loan

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Personal Loan

PERSONAL LOAN INTEREST RATES STARTING AT 10.99%

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Overdraft Loan

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Overdraft Loan

PERSONAL LOAN INTEREST RATES STARTING AT 13.50%

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Wedding Loan

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Wedding Loan

WEDDING LOAN FUNDING UP TO RS. 25 LAKHS

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Medical Loan

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Medical Loan

LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS

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Education Loan

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Education Loan

AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES

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Travel Loan

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Travel Loan

PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS

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Home Renovation Loan

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Home Renovation Loan

HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS

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Home Loan

Home Loan EMI Calculator
Home Loan

HOME LOANS WITH INSTANT APPROVALS STARTING AT 6.90%

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Home Extension Loan

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Home Extension Loan

CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS

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Affordable Housing Loan

Pradhan Mantri Awas Yojna (PMAY) Calculator
Affordable Housing Loan

UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%

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Used Car Loan

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Two Wheeler Loan

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KEY PEOPLE

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Board of Directors
Saurabh Agrawal
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Saurabh Agrawal

Chairman (Non-Executive Director)

Mr. Saurabh Agrawal is the Group Chief Financial Officer of Tata Sons Private Limited (“Tata Sons”), the holding company. Prior to joining Tata Sons in June 2017, he was the Head of Strategy of the Aditya Birla Group.

In a career spanning over two decades, Mr. Agrawal has been the Head of Investment Banking in India for Bank of America Merrill Lynch and also Head of the Corporate Finance business in India and South Asia for Standard Chartered Bank.

Mr. Agrawal has wide-ranging experience in strategy and capital markets, with a ringside view of the evolution of the Indian economy since the mid-90s. Mr. Agrawal has helped various large Indian and global corporates on capital markets as well as mergers and acquisitions. He has worked with several business groups both Indian and global.

Mr. Agrawal completed his Undergraduate degree in Chemical Engineering from Indian Institute of Technology, Roorkee and has a Postgraduate Management Degree from Indian Institute of Management, Kolkata.

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Farokh Nariman Subedar
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Farokh Nariman Subedar

Non-Executive Director

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Varsha Purandare
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Varsha Purandare

Independent Director

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Malvika Sinha
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Malvika Sinha

Independent Director

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Aarthi Subramanian
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Aarthi Subramanian

Non-Executive Director

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Rajiv Sabharwal
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Rajiv Sabharwal

Managing Director & CEO

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Leadership Team
Rajiv Sabharwal
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Rajiv Sabharwal

Managing Director & CEO

Qualification

Rajiv, a B. Tech from IIT Delhi and PGDM from IIM Lucknow, has over 26 years of experience in the banking and financial services industry. Rajiv is currently the Managing Director & CEO of Tata Capital Limited. He is also the Chairman of Tata Capital Financial Services Limited, Tata Capital Housing Finance Limited and Tata Securities Limited and is also on the Board of Tata Cleantech Capital Limited, Tata Capital Pte Ltd. and Tata Realty and Infrastructure Limited.

Experience:

Rajiv is currently the Managing Director & CEO of Tata Capital Limited. He is also the Chairman of Tata Capital Financial Services Limited, Tata Capital Housing Finance Limited and Tata Securities Limited and is also on the Board of Tata Cleantech Capital Limited, Tata Capital Pte Ltd. and Tata Realty and Infrastructure Limited.
He has served as an Executive Director on the Board of ICICI Bank where he was responsible for several businesses including retail banking, business banking, rural banking, financial inclusion, technology and digital banking.  He has also served as the Chairman of ICICI Home Finance Company Limited and was on the Board of ICICI Prudential Life Insurance Company Limited. He was also on the Investment Advisory Committee (Real Estate) of ICICI Prudential AMC.

Rajiv has been widely acknowledged and credited for his contribution to the growth of the Retail Banking and Real Estate & Housing Finance market in India.

He also has experience in both Venture Capital and Growth Capital investing, through stints at both Sequoia Capital and True North. He has also been on the Board of a number of early stage and growing companies in the Financial services space.

He has also served on a number of RBI and IBA committees.

Rajiv has also had successful stints with the Godrej Group, SRF Finance, GE Capital and Times Bank.

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Sarosh Amaria
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Sarosh Amaria

Managing Director

Experience

Mr. Sarosh Amaria is the Managing Director of Tata Capital Financial Services Ltd.

Mr. Amaria has rich experience of over 23 years with the Tata Group, having joined one of its flagship companies, Tata Motors.

He has played different roles during his journey, prominent amongst which are his role in treasury team of Tata Motors and his international assignment as Head of Treasury and Business Planning at Tata Daewoo, South Korea. In 2007,

Mr. Amaria joined Tata Capital as part of its founding team and played a significant role in setting up and growing Commercial and SME Finance Division (CSFD), catering to a wide spectrum of customers such as SMEs, mid-market companies, large corporates and PSUs. Till recently,

He was the Chief Operating Officer of CSFD, managing a book in excess of Rs. 25,000 crores. 

Mr. Amaria, a Commerce Graduate with Masters in Management from Mumbai University, is also a Fulbright Scholar from Carnegie Mellon University.

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Anil Kaul
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Anil Kaul

Managing Director

Experience:

Anil Kaul is the Managing Director of Tata Capital Housing Finance. He has spent over 2 decades in the financial services sector with extensive experience in the retail lending business. He has held senior management positions at ICICI Bank, ICICI Lombard, Citibank N.A., Standard Chartered Plc. Anil Kaul holds an MBA in Finance from the University of Lucknow.

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Manish Chourasia
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Manish Chourasia

Managing Director

Experience

Manish Chourasia has over 20 year experience in origination, credit risk assessment and syndication in Asia-Pacific Region. As part of the above mentioned functional categories, he has handled various products covering project finance, mezzanine finance, acquisition finance, credit derivatives etc.

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Abonty Banerjee
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Abonty Banerjee

Chief Digital & Marketing Officer

Experience

Abonty Banerjee is Chief Marketing and Digital Officer at Tata Capital. She is leading the Digital, Analytics, Brand Marketing and Corporate Communication at Tata Capital and comes with a rich background in banking, financial services and Market Research. Abonty in her previous role has worked with Ernst & Young, ICICI Bank & Neilsen in Digital Strategy and Innovation, Platforms and Products.

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Avijit Bhattacharya
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Avijit Bhattacharya

Chief Human Resources Officer

Experience

Avijit joined The Tata Group in 1996 as a TAS Officer in Tata Administrative Services and has worked on various assignments in the areas of automotive and financial services. Currently Avijit is the Chief Human Resources Officer (CHRO) at Tata Capital. As CHRO, Avijit oversees all aspects of People Management, Infrastructure & Administration, Safety and Corporate Social Responsibility. Avijit was the founding CEO of Tata Cleantech Capital Limited (TCCL), a joint venture between Tata Capital Limited and The International Finance Corporation, Washington from 2012-2015. TCCL is a specialized lender for Renewable Energy Projects, Water Management Projects and Energy Efficiency Projects. Prior to TCCL, he was the founding CEO of Tata Securities Limited (TSL) from 2007 to 2012. The primary businesses of TSL are Equity Broking, Investment Banking and Distribution. Both TCCL and TSL are subsidiaries of Tata Capital Ltd. of which Avijit was one of the founding members. Prior to Tata Capital, Avijit worked with Tata Motors Ltd, the leading automobile manufacturer of India, from 2003 to 2007 in the Passenger Car Business and Corporate Finance. From 2003-2005, he was Head - Systems & Process and Business Excellence for the Passenger Car Business (PCBU) and Engineering Research Center (ERC) and was a member of the office of the Executive Director - PCBU & ERC. Thereafter Avijit moved to the office of Executive Director - Finance & Corporate Affairs as DGM - Corporate Affairs looking after Mergers and Acquisitions and Subsidiary Relationships. As a TAS Officer, Avijit was involved in various assignments like the Launch of the Tata Indica, setting up of an online equity trading portal and retail broking business for Tata TD Waterhouse Securities and setting up of Concorde Motors, a captive car dealership chain. Avijit is a B.Tech from IIT - Kanpur and MBA from IIM - Bangalore. He is a Fulbright Scholar, having undergone the Fulbright Program at the Carnegie Mellon University, USA. Avijit was recognized as a Young Leader by the British High Commission in 2013.

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Rakesh Bhatia
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Rakesh Bhatia

Chief Financial Officer

Experience

Rakesh Bhatia is currently the Chief Financial Officer at Tata Capital. He has over 25 years diversified experience in Financial Services, Information Technology & Manufacturing Companies. During his career, he has led teams in India and International Markets in Business, Finance, Treasury, Taxation, Risk & Consulting. Rak