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Personal Loan Eligibility & Documents

 

  • Salaried Individuals
  • Self Employed Individuals

 

For salaried individuals of age between 21-58 years and having a monthly income of Rs.20,000 and above. (Conditions apply)

Parameters Salaried
Segment

- MNC

- Public Ltd.

- Co/Large Pvt. Ltd.

- State Govt. /Central Govt.

- PSU

Age 21-58 years
Job Continuity Should have overall employment stability of 2 years
Minimum Income Rs. 20,000 per month* (*Conditions Apply)
Minimum Loan Amount Rs.75,000
Maximum Loan Amount Rs.15,00,000
Tenure 12-72 months
Documents Required

- Identity Proof: Voters ID /Passport/Driving License, etc,.

 

- Address Proof: Ration Card/Electricity Bill/ Passport, etc,.

 

- Bank Statement for the last 3 months

 

- 2 year Employment  continuity document

 

- Last 3 months Salary Slip

 

 

For Self-employed professional & businessmen of age between 25 - 65 years and having a minimum annual income of Rs.2,00,000. (Conditions apply)

Parameters Self Employed Professionals Businessmen
Age 25-65 years 25-65 years
Business Continuity In the same business/city for a minimum of 3 years (For Graduate doctors: Minimum experience of 10 years and for Post graduate doctors: Minimum experience of 5 years.) In the business for a minimum of 3 years, and also have a total work experience of 3 years
Minimum Income Rs. 2,00,000 per year Rs. 2,00,000 per year
Minimum Loan Amount Rs. 3,00,000 Rs. 75,000
Maximum Loan Amount Rs. 20,00,000 Rs. 15,00,000
Tenure 12-48 months 12-48 months
Documents Required

- Identity Proof: Voters ID /Passport/Driving License, etc,.

 

- Address Proof: Ration Card/Electricity Bill/Rental Agreement/Trade License/Sales Tax Certificate, etc,.

 

- Banks Statement for the last 6 months

 

- Proof of Highest Professional Degree

 

- Latest Income Tax Return(ITR) along with the computation of income, Balance sheet(B/S) and Profit& Loss(P&L) for the last 2 years certified by a CA.

- Identity Proof: Voters ID /Passport/Driving License, etc,.

 

- Address Proof: Ration Card/Electricity Bill/Trade License/Sales Tax Certificate, etc,.

Banks Statement for the last 6 months

 

- Latest Income Tax Return(ITR) along with the computation of income, Balance sheet(B/S) and Profit& Loss(P&L) for the last 2 years certified by a CA.

 

- Proof of Continuation: Trade License/Sales Tax Certificate/Establishment. Certified copy of Partnership Deed, Memorandum of Association(MOA), Article of Association(AOA) and Board Resolution

 

 

Looking for a Personal Loan? Calculate your EMI in 3 Easy Steps Using our Personal Loan EMI Calculator.

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Disclaimer:
Personal Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion. Flexi EMIs are applicable for salaried individuals only. Terms and conditions apply.

Important Information

Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.

Click here to read the advisory

 

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