Tata Capital Limited
 
  Our Portfolio > SME Finance
 
     
 
 
SME Finance
 
At Tata Capital, we meet the various needs of growing entrepreneurs. We have a team of highly trained professionals forming an exclusive SME group to help you in your enterprise. Giving you financial and related expertise to keep pace with dynamic markets and by translating insights into solutions that meet diverse financial needs, we stand by you as you plan, grow and manage your business.
 
Term Loans
  Term Loans are generally provided as finance for acquiring income producing assets (machinery, equipment, inventory) that generate cash flows for repayment of the loan.
   
Working Capital Demand Loans
  Working Capital Demand Loans provide your business the cash it needs to keep growing until you can cover all operating expenses from the revenue generated.
   
Channel Finance
  Tata Capital’s vendor and dealer financing services ensure timely availability of finances at reasonable cost for healthy and continuous growth of your business.
   
Structured Investments
  We are willing to place our bets on promising SMEs through investments which can be structured as either common stock or mezzanine capital, the latter being in the form of preferred stock, convertible bonds and non-convertible debentures.
   
Lease Rental Discounting
  Lease Rental Discounting is aimed at providing finance to property owners who receive a fixed rent.
   
Bill Discounting
  The Bill Discounting service facilitates discounting for supplies that you make to large corporate houses.
   
Letter of Credit
  Tata Capital, with its associate banks, offers letter of credit facility which arms you with a guarantee of payment while dealing with companies you have had limited exposure to in the past.
   
Bank Guarantee
  Bank Guarantees, provided with the help of our associate banks, are competitively priced with few requirements like cash margin and collateral security.
   
Equipment Finance
  Tata Capital’s equipment finance is a convenient and hassle-free way to procure the equipment you need to grow your business.
 
For further inquiries, write to us at smeloans@tatacapital.com
 
Terms and conditions apply.
 
Tata Capital effective rates
Effective from LTLR STLR
1st Nov-08 16% 15%
1st Oct-08 16% 14%
1st Aug-08 15.25% 13.50%
26th June-08 14.75% 13%
LTLR - Long Term Lending Rate
STLR - Short Term Lending Rate