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Unlock the power of your investments.

Life's twists and turns are hardly predictable. And, often they make us sacrifice our future goals to meet the needs of our present. However, with Tata Capital, you can prevent this. Our Loan Against Securities (LAS) offers you a wonderful opportunity to take care of your financial needs without liquidating your investments. It gives you the freedom to enjoy the double benefit of getting quick liquidity on your securities, while you continue to earn returns on them.

All you need to do is to pledge your Shares, Mutual funds or Securities as collateral and you can get a loan against securities ranging from Rs.5 lacs to Rs.10 crores (7.5 crores against Shares/Mutual Funds and 10 crores against Bonds/Debt Instruments). With the added advantage of quick processing and attractive interest rates, you can be sure that your today and tomorrow are secure.

The Tata Capital Advantage

  • Loan Amount:

    Loan Against Securities is offered on approved Scripts and Mutual Funds to the extent of up to 50% of the market value and Mutual Funds to the extent of up to 70% of the Net Asset Value (NAV).
  • Low Interest:

    The interest in loan against securities is charged only on the amount utilized and not the entire loan
  • Repayment:

    Only the interest needs to be repaid monthly via ECS or PDCs. The principal needs to be repaid at the end of the term.
  • Overdraft:

    Loan against security amount is also available as an overdraft facility.
  • Additional Finance:

    You have the option to avail additional finance on your loan against securities by pledging more shares, mutual fund units or securities.
  • Security Swap:

    You have the flexibility to swap securities as per your outlook on the stock market while enjoying the benefits of dividends, bonus and rights issues.

 

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Important Information

Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.

Click here to read the advisory

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Our Turnaround Time (TAT) varies with the level of complexity in the case, cooperation of the customer in disclosing all his financial obligations & income sources as well as the profile of the customer. We have a dedicated team of Credit Managers who strive to deliver a decent TAT to the customer. Normally, after the file of the customer is handed over to us, we give a confirmation by issue of a SANCTION LETTER to the customer within 4-5days for Salaried Clients & 7-8 days for Self Employed clients.