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FAQs

1. What are the Construction Equipments that can be financed by you?
   We finance all branded and established manufacturers of Earthmoving, Road construction, Mining, Concrete and Material handling Equipments.
2. I want to buy imported equipment through “Letter of Credit”. How can you help me out?
   Tata Capital has tie ups with reputed banks to open the “Letter of Credit” for its customers. We also finance the equipments bought via “Letter of Credit” mode.
3. I am buying imported equipment via “High Sea Sale” mode. Can the same be financed by you?
   Yes. We finance “High Sea Sale” equipments.
4. I am buying used equipment. Can this deal be financed by you?
   We finance purchase of used equipments, however the funding decision is based on age, condition, market value and validation of ownership of the equipment.
5. Do I have the option of pre-paying the entire loan amount?
   Yes, you can pre-pay the loan amount anytime after availing the loan. You have to pay a small pre-payment fee on the outstanding loan amount.
6. Do I need a guarantor?
   Guarantor is required in most of the cases. Please consult our Relationship Manager to know the type of guarantor required for your funding requirements.
7. Is it necessary to get the comprehensive Insurance coverage of the asset being financed?
   Yes, the same is favourable to the financer as well as the customer in case of damage or accident. Moreover, we also provide you with in-house solutions for the insurance of your Motor and Non Motor equipments.