Overview
Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is registered with the Reserve Bank of India as a Systemically Important Non Deposit Accepting Non Banking Financial Company (NBFC) and offers fund and fee-based financial services to its customers.
A trusted and customer-centric, one-stop financial services provider, Tata Capital Limited caters to the diverse needs of retail, corporate and institutional customers, directly or indirectly, through its subsidiaries across various areas of business namely the Commercial Finance, Investment Banking, Private Equity, Infrastructure Finance, Securities, Wealth Management, Consumer Loans, Cards and Travel Related Services.
Tata Capital is headquartered in Mumbai and has a wide network of over 100 branches spanning all critical markets in India.
‘We only do what’s right for you’
The Tatas are amongst the most respected business houses in the world. Tata Capital aims to bring the trust and expertise of the Tatas to an economically and socially relevant sector like financial services.
The essence of brand Tata Capital is encapsulated in our brand proposition – ‘We only do what’s right for you'. The proposition reflects our strong resolve to deliver financial solutions that are ‘right’ for our customers and the society at large.
Tata Capital seeks to build strong relationships with its customers and deliver superior and consistent customer experience across all products and touch-points.
At Tata Capital, our wide product suite comprises of the following:
With its wide array of products and customized service, our commercial finance business, helps small, medium and large corporates grow their business. Our team of handpicked professionals offers in-depth expertise to help customers keep pace with the changing marketplace and offer them appropriate solutions to meet their ever-growing financial needs. Our range of offerings includes Term Loans, Working Capital Loans, Channel Finance, Equipment Finance, Lease Rental Discounting, Bill Discounting Letter of Credit* and Bank Guarantee*
* Offered through our associate banks.
Tata Capital Investment Banking services help Institutions and Corporates manage and grow their business via high quality financial advisory services and capital market solutions. Our team of dedicated and experienced professionals understands the needs of its customers and offers them cost-effective solutions from a bouquet of services comprising M&A Advisory, PE Syndication and Debt and Equity Capital Market services*
* Brought to you by Tata Capital Markets Limited (TCML), a wholly-owned subsidiary of Tata Capital Limited. TCML holds a Category I Merchant Banking license from the Securities and Exchange Board of India.
Tata Capital’s Private Equity business identifies, funds, nurtures and profitably exits companies, with significant growth potential. Our team looks to create value in these companies, beyond its role as a financial investor, by supporting them in areas like strategy, business development, manufacturing, marketing, technology, treasury and facilitating overall improvement and growth of the company’s operations. To enable this, the team leverages the vast business management experience of the Tatas across different sectors of the economy.
Our Infrastructure Finance business caters to the specialized needs of the infrastructure sector. With an array of attractive finance options to suit the varying needs of its customers, both large and small and backed by a reputation of reliability and trust, it brings a promise of quality and world class service. Our range of offerings includes Equipment Finance, Project Finance, Equipment Rentals, Working Capital Loans, Bill Discounting/ Factoring, Refinance, Top Up Loans and Loan Syndication
Tata Securities Limited*, a wholly owned subsidiary of Tata Capital Limited, offers, both institutional and retail customers, quality products and services like equity trading and research. With a strong research and execution team, and uncompromising ethical standards, Tata Securities strives to work in the interest of its customers and has successfully built a franchise of strong relations.
* Tata Securities Limited Registered Office: Army & Navy Building, 2nd Floor, 148, M. G. Road, Fort, Mumbai – 400001, Telephone: 91 22 67524000, Fax: 91 22 66378379. Tata Securities Limited. Member Bombay Stock Exchange Limited. SEBI Registration Number. BSE Cash Segment: INB010664150. BSE Derivative Segment: INF011207954. Depository Participant of CSDL, SEBI Registration Number: IN-DP-CSDL-450-2 008. Member National Stock Exchange of India Limited, SEBI Registration Number: INB/F231288730. Depository Participant of NSDL, SEBI Registration Number: IN-DP-NSDL-298-2008. ARN 0021
Whether it is selecting the right investment opportunity, growing a financial portfolio or building a retirement nest, our Wealth Management team guides our customers at every step. Backed with strong research capabilities and a deep understanding of our customers, our team helps recommend and execute a customized financial strategy that is just right for our customers. The spectrum of offerings includes, Financial Planning Services, Retirement Planning Services, Third party investment products like Portfolio Management Services, Private Equity/Venture Capital Funds, Structured Products, Mutual Funds#, Fixed Deposits and Bonds.
# The participation by a company’s customer in mutual fund products is purely on a voluntary basis
Our wide range of consumer loans helps ensure that the dreams our customers want to realize today, are not put off for tomorrow. With a deep understanding of our customers’ needs we are able to guide them at every step and offer them specific financial solutions. Our Consumer Loans include, Home Loans*, Auto Loans, Personal Loans, Business Loans, Education Loans, Loans against Property, Loans against Shares#, Loans against Gold#.
* Brought to you by Tata Capital Housing Finance Limited, a wholly-owned subsidiary of Tata Capital Limited.
# Currently available in select cities only.
The Tata Card* combines the convenience of a powerful credit card with a rewarding membership to the Empower program. The credit card allows customers to earn points and the Empower program, India's first multi-brand loyalty program, offers them the advantage of redeeming these points across several loyalty programs.
* Tata Card is the White Label Card issued, established and operated by the State Bank of India and Tata Capital is marketing and distributing this card
Our travel related services* helps cater to a range of travel needs - from planning customized holiday packages for individual customers to group travel arrangements for corporate customers. Our focus on service quality and transparency is supplemented by our commitment to optimize the cost, comfort and convenience for all our customers. Our wide range of services includes Airline ticketing, Visa & passport facilitation, Hotel accommodation and Cars-hire & surface transport
* Brought to you by TC Travel and Services Limited, a wholly-owned subsidiary of Tata Capital Limited.
A Unique Customer Centric Business Model
Tata Capital aims to build itself into a customer centric organization and thus supports a front end which is truly based on customer convenience.
All products and services of Tata Capital are offered to the Retail, Corporate and Institutional customers via a unique common sales and service structure - a ‘one stop shop’ for the customer, servicing his entire financial requirements through a ‘single window’.
Affiliates
e-Nxt Financials Limited is a BPO and KPO unit specialising in the area of financial services and is owned by Tata Capital Limited, Tata Sons Limited and others.
Tata Capital Limited also owns around 4% of the equity capital of Development Credit Bank, a new generation private sector bank with a branch network of 80 state-of-the-art branches across 10 states and two union territories.
Alliances
Tata Capital’s alliances and partnerships are based on and are an extension of the Company’s core objects and values. These include:
With Mizuho Securities Co. Ltd. to foster business cooperation in private equity, investment banking including cross border mergers and acquisitions, securities business including broking and distribution, structured finance and other business areas such as wealth management.
With Mizuho Corporate Bank Limited (MHCB) to foster business cooperation, enhancing cross-market value creation capabilities, strengthening competitive advantages in addition to aiding each other in gaining a deeper understanding of the Indian and Japanese markets. As part of the understanding, Tata Capital and MHCB will cooperate in a wide-range of business areas. Some of these include Ninja Loans, Project and Infrastructure Finance and Treasury Products.
With Mitsubishi UFJ Securities Co., Limited to establish a basis of cooperation in a wide range of strategic business areas that include cross-border investment banking, global offering of Indian equities and working towards development of the local bond market.