R Vaithianathan

Vaithianathan Ramachandran is the Managing Director, Tata Capital Housing Finance Limited and Head - Consumer Finance & Advisory Business comprising Mortgage Loans, Auto Loans, Personal & Business Loans, Rural Finance and Wealth Management. He brings over 34 years of industry experience encompassing accounts, finance, regulatory, inventory control and various other areas of expertise. His last assignment was as General Manager-Credit Control & Receivables, Tata Motors Limited. He handled various finance functions including the All India Sales Finance function.
 

From the year 2000 onwards, he was the Credit Controller for Tata Motors for all its products. He was associated with more than 100 automobile dealerships and abetted reorganization of the dealers’ financials to enable them to turn around their business and reap profits.

From 2007 to 2008, he headed the Operations and Credit function of Tata Motor Finance Limited. There on, he was in charge of the Operations function of Tata Capital Limited and the Credit function of the Consumer Finance and Advisory business.
 

He started his extensive career in 1978 as an Accountant with Madras Fertilizers Limited where he was in charge of Inventory control,MIS reports and Cash Sales Analysis. Two years later, he was appointed as a Finance Officer at Southern Petrochemical Industries Limited after which, he functioned as an Accounts Officer at Hindustan Teleprinters Limited from 1981 to 1983.
 

 
RV is an honours graduate from Madurai University and is a qualified Chartered Accountant and Cost and Works Accountant. He has also completed the “Management Development Programme” from IIM-Ahmedabad.

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