Overview

 

Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is registered with the Reserve Bank of India as a Systemically Important Non Deposit Accepting Core Investment Company and offers through itself and its subsidiaries fund and fee-based financial services to its customers.
 
Tata Capital Financial Services Limited ("TCFSL") is a subsidiary of Tata Capital Limited. The Company is registered with the Reserve Bank of India as a Systemically Important Non Deposit Accepting Non Banking Financial Company (NBFC) and offers fund and fee-based financial services to its customers, under the Tata Capital brand.
 
 
A trusted and customer-centric, one-stop financial services provider, TCFSL caters to the diverse needs of retail, corporate and institutional customers, across various areas of business namely the Commercial Finance, Infrastructure Finance, Wealth Management, Consumer Loans and distribution and marketing of Tata Cards.
 
 
TCFSL has over 100 branches spanning all critical markets in India.
 

‘We only do what’s right for you’

 

The Tatas are amongst the most respected business houses in the world. Tata Capital aims to bring the trust and expertise of the Tatas to an economically and socially relevant sector like financial services.
 
The essence of brand Tata Capital is encapsulated in our brand proposition – ‘We only do what’s right for you'. The proposition reflects our strong resolve to deliver financial solutions that are ‘right’ for our customers and the society at large.
 
Tata Capital seeks to build strong relationships with its customers and deliver superior and consistent customer experience across all products and touch-points.
 

Offerings

 

Tata Capital's range of offerings caters to the diverse financial requirements of its retail, corporate and institutional customers, directly or indirectly, through its subsidiaries.

 

Commercial Finance
The Commercial Finance* business helps small, medium and large corporates grow their business. Our range of offerings includes Term Loans, Working Capital Loans, Channel Finance, Equipment Finance, Lease Rental Discounting, Bill Discounting, Letter of Credit and Bank Guarantee**.
Investment Banking
Tata Securities Limited (TSL), a wholly-owned subsidiary of Tata Capital Limited holds a Category | Merchant Banking license from the Securities and Exchange Board of India (SEBI ) to carry out merchant banking business. Our Investment banking business provides a broad range of services, including equity capital markets transaction execution, underwriting, mergers and acquisitions advisory, structured finance advisory, private equity advisory and infrastructure advisory.
Private Equity
Tata Capital acts as Investment Manager to Private Equity Funds which identify and invest into target companies with significant growth potential, nurture them and exit profitable.
Infrastructure Finance
The Infrastructure Finance* business caters to the specialized needs of the infrastructure sector. Our range of offerings includes Equipment Finance, Project Finance, Equipment Rentals, Working Capital Loans, Bill Discounting/ Factoring, Refinance, Top Up Loans and Loan Syndication.
Securities
Tata Securities Limited, a wholly owned subsidiary of Tata Capital Limited, offers, both institutional and retail customers, quality products and services like equity trading and research.
Wealth Management

Tata Capital Wealth Management offers a range of Investment Advisory services and markets third party investment products like Portfolio Management Services, Private Equity and Venture Capital Funds, Structured Products, Mutual Funds, Fixed Deposits and Bonds.

Consumer Loans
Our wide range of Consumer loans* such as Home Loans^, Auto Loans, Personal Loans, Business Loans, Education Loans, Loans against Property, Loans against Shares.
Tata Cards
The Tata Card# combines the convenience of a powerful credit card with a rewarding membership to the Empower program. The credit card allows customers to earn points and membership to the Empower program, India's first multi-brand loyalty program, offering them the advantage of redeeming these points across several loyalty partners.
Travel Related Services
TC Travel and Services Limited, a wholly - owned subsidiary of Tata Capital Limited, offers a wide range of services that includes airline ticketing, Visa & passport facilitation, booking hotel accommodation, Cars-hire and surface transport.
Foreign Exchange
Tata Capital Forex Limited, a wholly-owned subsidiary of Tata Capital Limited offers travel related foreign exchange products such as travelers cheques, foreign currency notes, foreign currency denominated pre-paid travel cards, arrangement for inward money transfer service and other associated travel related products.
Cleantech Finance
Tata Capital Cleantech Limited (TCCL) is a joint venture between Tata Capital Limited and International Finance Corporation (IFC), a member of the World Bank Group. TCCL is a focused initiative to assist, via financing and advisory services, companies that promote clean technology. TCCL will focus on the key areas such as Energy Efficiency, Renewable energy generation projects, such as wind power, small hydro power, solar power, bio-mass and waste treatment, Water management projects and Projects that aid carbon footprint reduction
Leasing Services The alliance of Tata Capital and Century Tokyo Leasing Corporation (TC-Lease) brings you comprehensive & innovative solution-oriented financing services by leveraging the combination of leasing, financing knowledge and domain expertise.

 

* Offered by Tata Capital Financial Services Limited.
^ Offered by Tata Capital Housing Finance Limited.
** Offered through our associate Banks.
# Tata Card is the White Label Card issued, established and operated by the State Bank of India with TCFSL only marketing and distributing the card.

 

Alliances

Tata Capital’s alliances and partnerships are based on and are an extension of the Company’s core objects and values. These include:
 

With Mizuho Securities Co. Ltd. to foster business cooperation in private equity, investment banking including cross border mergers and acquisitions, securities business including broking and distribution, structured finance and other business areas such as wealth management.
 
With Mizuho Corporate Bank Limited (MHCB) to foster business cooperation, enhancing cross-market value creation capabilities, strengthening competitive advantages in addition to aiding each other in gaining a deeper understanding of the Indian and Japanese markets. As part of the understanding, Tata Capital and MHCB will cooperate in a wide-range of business areas. Some of these include Ninja Loans, Project and Infrastructure Finance and Treasury Products.
 
With Mitsubishi UFJ Securities Co. Limited to establish a basis of cooperation in a wide range of strategic business areas that include cross-border investment banking, global offering of Indian equities and working towards development of the local bond market.
 
With International Finance Corporation (IFC), a member of World Bank Group to form Tata Cleantech Capital Limited (TCCL) to assist, via lending and advisory services, small, mid-sized and even large companies to promote clean technology.
 
With AIMIA (formerly Groupe Aeroplan) - the Canadian Loyalty Marketing giant to launch a global multi-party coalition loyalty program in India.
 
With Century Tokyo Leasing Corporation to provide leasing solutions for the growing equipment leasing services market in India.